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For saleMLS® X14118432

42 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

Virgil · L0S 1T0

$699,000

$635 / sq ft

1 weeks on market

Bedrooms
2
Bathrooms
2
Interior
1,100 sf
Parking
4
Lot
55.77 × 114.83 ft
Age
16-30 years

What's special

  • Attached garage
  • Central air
  • Finished basement
  • Fireplace
  • Central vacuum
  • Auto garage door remote
  • Primary bedroom - main floor
  • Sump pump

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About this property

Welcome home to Virgil, a family community in the stunning area of Niagara On The Lake and Historic Old Town! Is this your time to get away from the hustle and bustle of big city living and move to what feels like a 365-day vacation spot! Virgil is an excellent place for young families, first time buyers, retirees and everyone in between! This detached all brick bungalow boasts 1,402 sq. ft. & offers complete living on the main floor! Open concept. Living room has floor to ceiling pillars, bay window and gas f/place. Dining room has double French doors leading to the kitchen/breakfast area with a walk out to out to a 6.30m x 3.81m (20.75 x 12.5 ft) deck with railings and a ramp. Crown moldings in lr/dr/hallways. Two bedrooms and a 5-pc washroom on the main floor (dbl sinks, soaker tub, XL shower).The 2nd bedroom can also be used as a office, den, tv room, media room, library, as you see fit. Brand new 8mm vinyl flooring in bedrooms, stairs and basement hallway. Main floor laundry with a laundry sink. Inside access to garage. Open staircase to the basement which has a large partially finished room, a 3-pc washroom and a utility/storage area. Professionally cleaned and immaculate! The front area boasts a front covered porch where you can while away the hours. Mature shade trees, beautiful landscaping, perennials, custom stone work, front sprinkler system. Double car garage w/side door to side yard. Double car driveway. Furnace, AC, Heat Pump, Sump Pump (all 2-3 yrs old). All appliances included + central vacuum, electronic garage door opener. Can you say abundance? Virgil is surrounded by agriculture with vast vineyards, fruit and vegetable orchards. Schools, shopping, arenas, wineries, craft breweries & eateries are plentiful. The Shaw Festival is here too! Walk to the park. Generally, temperatures can be warmer than the GTA. Spring arrives earlier too and it spells "abundance" for what lies around the corner! Come to life in Virgil! You're moving up in every way!

Rooms

11 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain6.26 × 4.73 m20.5 × 15.5 ftHardwood Floor · Combined w/Dining · Gas Fireplace
Dining RoomMain6.26 × 4.73 m20.5 × 15.5 ftHardwood Floor · Combined w/Living · French Doors
RoomMain3.66 × 3.61 m12.0 × 11.8 ftB/I Dishwasher · Backsplash · Ceramic Floor
BreakfastMain2.74 × 3.48 m9.0 × 11.4 ftCombined w/Kitchen · W/O To Deck · Ceramic Floor
Primary BedroomMain4.50 × 3.66 m14.8 × 12.0 ftLarge Closet
Bedroom 2Main4.27 × 2.67 m14.0 × 8.8 ftDouble Closet
FoyerMain2.90 × 2.14 m9.5 × 7.0 ftCeramic Floor
FoyerMain3.40 × 1.09 m11.2 × 3.6 ftOpen Stairs · Access To Garage · Closet
LaundryMain1.88 × 0.84 m6.2 × 2.8 ftLaundry Sink · Ceramic Floor
Utility RoomBasement6.35 × 4.78 m20.8 × 15.7 ft—
Room——

Features

  • Central Vacuum
  • Auto Garage Door Remote
  • Primary Bedroom - Main Floor
  • Sump Pump
  • Water Heater
  • Wheelchair Access

Property details

Property

Property type
detached
Bedrooms
2
Bathrooms
2
Interior size
1,100 sq ft
Year built
16-30
Lot size
55.77 × 114.83 ft
Possession
Flexible - to be arranged

Interior

Basement
Partially Finished
Heating
Forced Air · Gas
Cooling
Central Air
Fireplaces
1
Exposure
South

Exterior & services

Construction
Brick
Garage
Attached
Parking spaces
4
Sewer
Sewer

Costs

List price
$699,000
Property taxes
$5,148 / year (2026)
Price per sq ft
$635
Rental items
.

Listing

MLS® number
X14118432
Status
For sale
Listed
October 26, 2026
Days on market
9
Last updated
November 4, 2026
Listing brokerage
ROYAL LEPAGE NRC REALTY

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 18% of comparable detached listings in Virgil are asking less.

$656KMedian $1.07M$1.75M
This home
$635 / sq ft
Comparable median
$778 / sq ft

Based on 28 comparable active detached listings in Virgil. These are asking prices, not sale prices.

Mortgage estimate

Down payment6.4% · minimum $44,900
$44,900
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$3,616.63
Property tax (est.)
$429.03
Estimated monthly
$4,046

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$10,455
Total due on closing
$10,455

An estimate on the asking price of $699,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of ROYAL LEPAGE NRC REALTY. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$699,000

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