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For saleMLS® X13864134

642 PENNER Road, Niagara-on-the-Lake, ON L0S 1J0

Virgil · L0S 1J0

$678,900

$617 / sq ft

1 months on market

Bedrooms
3+1
Bathrooms
2
Interior
1,100 sf
Parking
7
Lot
62 × 200 ft

What's special

  • Attached garage
  • Central air
  • Finished basement
  • Water heater
  • Central vacuum

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About this property

Welcome to this beautifully renovated 3+1 bedroom home in the heart of Virgil, perfectly situated on a picturesque -acre lot just steps from schools, restaurants, shopping, and other everyday amenities.Designed for both comfortable living and entertaining, the impressive 200-foot-deep backyard features a deck, concrete patio and, large covered outdoor bar, creating the perfect setting for summer gatherings with family and friends.Inside, you'll find a bright, open-concept main floor featuring an updated kitchen, spacious living and dining areas, a convenient powder room, and a private primary suite complete with a walk-in closet and ensuite. Upstairs offers two additional bedrooms, ideal for a growing family. The fully finished basement provides additional living space, a fourth bedroom, and a full bathroom with laundry, offering flexibility for families, guests, or a home office.Currently operating as a licensed short-term rental, this property presents an excellent opportunity for investors seeking an established income-producing property or buyers looking for a home with added revenue potential. Move-in ready and situated in one of Niagara-on-the-Lake's most desirable communities, this a rare opportunity you wont want to miss.

Rooms

12 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain6.48 × 3.05 m21.3 × 10.0 ft—
Dining RoomMain2.95 × 3.35 m9.7 × 11.0 ft—
KitchenMain4.34 × 2.34 m14.2 × 7.7 ft—
OtherMain2.34 × 2.13 m7.7 × 7.0 ft—
BathroomMain1.68 × 1.50 m5.5 × 4.9 ft—
Primary BedroomMain5.31 × 3.40 m17.4 × 11.2 ft—
Powder RoomMain1.60 × 2.31 m5.2 × 7.6 ft—
BedroomSecond3.07 × 3.66 m10.1 × 12.0 ft—
BedroomSecond3.00 × 3.66 m9.8 × 12.0 ft—
RecreationBasement6.10 × 2.90 m20.0 × 9.5 ft—
BedroomBasement2.79 × 2.84 m9.2 × 9.3 ft—
BathroomBasement3.86 × 2.06 m12.7 × 6.8 ft—

Features

  • Water Heater
  • Central Vacuum

Property details

Property

Property type
detached
Bedrooms
3 + 1
Bathrooms
2
Interior size
1,100 sq ft
Lot size
62 × 200 ft
Zoning
R1
Possession
immediate

Interior

Basement
Finished, Full
Heating
Forced Air · Gas
Cooling
Central Air
Exposure
North

Exterior & services

Construction
Aluminum Siding
Garage
Attached
Parking spaces
7
Sewer
Sewer

Costs

List price
$678,900
Property taxes
$3,587 / year (2026)
Price per sq ft
$617

Listing

MLS® number
X13864134
Status
For sale
Listed
October 5, 2026
Days on market
30
Last updated
October 5, 2026
Listing brokerage
BOLDT REALTY INC., BROKERAGE

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 14% of comparable detached listings in Virgil are asking less.

$656KMedian $1.07M$1.75M
This home
$617 / sq ft
Comparable median
$778 / sq ft

Based on 28 comparable active detached listings in Virgil. These are asking prices, not sale prices.

Mortgage estimate

Down payment6.3% · minimum $42,890
$42,890
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$3,516.61
Property tax (est.)
$298.92
Estimated monthly
$3,816

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$10,053
Total due on closing
$10,053

An estimate on the asking price of $678,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of BOLDT REALTY INC., BROKERAGE. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$678,900

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