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For saleMLS® X14005826

639 Penner Street, Niagara-on-the-Lake, ON L0S 1T0

Virgil · L0S 1T0

$669,000

$608 / sq ft

3 weeks on market

Bedrooms
3
Bathrooms
1
Interior
1,100 sf
Parking
6
Lot
70 × 290.65 ft

What's special

  • 6 parking spaces
  • Central air
  • Fireplace

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About this property

Nestled in the heart of Virgil, this stunning side-split home sits on a spacious 70 x 290 lot. A large driveway welcomes you, offering plenty of room for all your vehicles. Inside, the country kitchen and dinette are bathed in natural light from expansive windows. The living room features a cozy wood fireplace and a door leading to the back patio. The first bedroom is conveniently located off the main hallway on the main level. Just three steps up, you'll find the bathroom and two additional bedrooms. The partial basement includes utilities, laundry, storage, and a door leading to a walk-up outside. Out back, a covered porch overlooks the expansive yard and creek, providing a serene retreat. This 10/10 location is the perfect place to call home! As a bonus, this property is a licensed Airbnb, offering great investment potential on top of its charm.

Rooms

5 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain3.82 × 6.13 m12.5 × 20.1 ft—
KitchenMain4.00 × 4.70 m13.1 × 15.4 ft—
Primary BedroomUpper3.65 × 3.05 m12.0 × 10.0 ft—
Bedroom 2Upper3.08 × 3.55 m10.1 × 11.6 ft—
Bedroom 3Upper2.73 × 3.54 m9.0 × 11.6 ft—

Features

  • Other

Property details

Property

Property type
detached
Bedrooms
3
Bathrooms
1
Interior size
1,100 sq ft
Lot size
70 × 290.65 ft
Possession
flexible

Interior

Basement
Partial Basement
Heating
Forced Air · Gas
Cooling
Central Air
Fireplaces
1
Exposure
South

Exterior & services

Construction
Other
Parking spaces
6
Sewer
Sewer

Costs

List price
$669,000
Property taxes
$3,408 / year (2026)
Price per sq ft
$608

Listing

MLS® number
X14005826
Status
For sale
Listed
October 13, 2026
Days on market
23
Last updated
October 13, 2026
Listing brokerage
REVEL Realty Inc., Brokerage

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 11% of comparable detached listings in Virgil are asking less.

$663KMedian $1.07M$1.75M
This home
$608 / sq ft
Comparable median
$778 / sq ft

Based on 28 comparable active detached listings in Virgil. These are asking prices, not sale prices.

Mortgage estimate

Down payment6.3% · minimum $41,900
$41,900
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$3,467.34
Property tax (est.)
$284.02
Estimated monthly
$3,751

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$9,855
Total due on closing
$9,855

An estimate on the asking price of $669,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of REVEL Realty Inc., Brokerage. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$669,000

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