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For saleMLS® X13834070

20 Division Street, Kawartha Lakes, ON K9V 4S1

Lindsay · K9V 4S1

$499,900

$714 / sq ft

1 months on market

Bedrooms
3+1
Bathrooms
2
Interior
700 sf
Parking
7
Lot
43.24 × 138.92 ft

What's special

  • Detached garage
  • Central air
  • Finished basement
  • Water heater owned

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About this property

Charming upgraded home in a desirable Lindsay neighbourhood nestled on a quiet street close to all amenities. This beautifully updated home is move-in ready and full of charm. The main floor features upgraded flooring, a brand-new eat-in kitchen with quartz counters, a bright and inviting living room, a main-floor bedroom or office, a new 4-piece bath, and a cozy back porch-perfect for morning coffee looking over the backyard. Upstairs, you'll find three additional bedrooms and a new 2-piece bath, offering plenty of space for family or guests. The basement is a blank canvas awaiting your personal touch, with laundry conveniently located and plenty of potential for future living space. Recent updates include new roof, siding, and eaves (2023) along with some newer windows for added efficiency and peace of mind. Outside, the property shines with a large in town lot, a 20 x 17 immaculate detached garage/workshop, and an asphalt driveway with ample parking. Located just steps from the Scugog River, beautiful walking trails, parks, Lindsay Golf & Country Club, and the Recreation Centre, this home offers both comfort and convenience. Whether you're a first-time home buyer or looking to downsize, this lovely property could be your next perfect new home.

Rooms

12 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
FoyerMain2.75 × 1.13 m9.0 × 3.7 ft—
Dining RoomMain2.70 × 2.41 m8.9 × 7.9 ft—
KitchenMain5.16 × 3.70 m16.9 × 12.1 ft—
Living RoomMain3.97 × 3.92 m13.0 × 12.9 ft—
Bedroom 2Main2.56 × 2.48 m8.4 × 8.1 ft—
Primary BedroomUpper3.97 × 2.77 m13.0 × 9.1 ft—
Bedroom 3Upper2.78 × 2.57 m9.1 × 8.4 ft—
Bedroom 4Upper2.70 × 2.77 m8.9 × 9.1 ft—
OtherUpper3.13 × 2.59 m10.3 × 8.5 ft—
Utility RoomBasement4.89 × 7.09 m16.0 × 23.3 ft—
OtherBasement2.83 × 3.49 m9.3 × 11.5 ft—
OtherBasement5.15 × 3.70 m16.9 × 12.1 ft—

Features

  • Water Heater Owned

Property details

Property

Property type
detached
Bedrooms
3 + 1
Bathrooms
2
Interior size
700 sq ft
Lot size
43.24 × 138.92 ft
Zoning
R2
Possession
FEB 2027

Interior

Basement
Unfinished
Heating
Forced Air · Gas
Cooling
Central Air
Exposure
North

Exterior & services

Construction
Vinyl Siding
Garage
Detached
Parking spaces
7
Sewer
Sewer

Costs

List price
$499,900
Property taxes
$2,728 / year (2025)
Price per sq ft
$714

Listing

MLS® number
X13834070
Status
For sale
Listed
September 28, 2026
Days on market
38
Last updated
September 30, 2026
Listing brokerage
Revel Realty Inc.

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 21% of comparable detached listings in Lindsay are asking less.

$452KMedian $650K$865K
This home
$714 / sq ft
Comparable median
$433 / sq ft

Based on 95 comparable active detached listings in Lindsay. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $24,995
$24,995
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,625.83
Property tax (est.)
$227.33
Estimated monthly
$2,853

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$6,473
Total due on closing
$6,473

An estimate on the asking price of $499,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of Revel Realty Inc.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$499,900

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