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For saleMLS® X14125000

96 Elgin Street, Kawartha Lakes, ON K9V 3W7

Lindsay · K9V 3W7

$585,000

$293 / sq ft

1 weeks on market

Bedrooms
4+2
Bathrooms
3
Interior
2,000 sf
Parking
3
Lot
56.01 × 198 ft

What's special

  • Detached garage
  • Central air
  • Finished basement
  • Fireplace
  • In-law capability
  • Guest accommodations
  • Water heater

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About this property

Charming detached family home in a family-friendly neighbourhood on a beautifully maintained lot surrounded by mature trees. Enjoy a spacious covered front porch, perfect for relaxing mornings and evenings. The bright foyer leads to a welcoming eat-in kitchen with a walk-in pantry, while the open-concept living and dining areas provide an ideal space for everyday living and entertaining. A sun-filled sunroom, cozy family room with fireplace, convenient mudroom, and main-floor laundry add to the home's functionality. Upstairs features 4 generous bedrooms and a 5-piece bath. The finished basement offers a large rec room with fireplace, an additional bedroom, full bath, and excellent in-law or guest suite potential. Step outside to a beautifully landscaped backyard oasis featuring a large deck with built-in bar top and hot tub, perfect for hosting family and friends. A wonderful opportunity for growing families seeking space, comfort, and versatility.

Rooms

18 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
FoyerMain2.66 × 3.45 m8.7 × 11.3 ft—
Living RoomMain4.82 × 3.85 m15.8 × 12.6 ft—
Dining RoomMain3.46 × 3.70 m11.4 × 12.1 ft—
KitchenMain3.21 × 3.70 m10.5 × 12.1 ftEat-in Kitchen
PantryMain1.81 × 3.71 m5.9 × 12.2 ft—
Family RoomMain3.69 × 4.71 m12.1 × 15.5 ft—
LaundryMain3.69 × 2.45 m12.1 × 8.0 ft—
SunroomMain4.63 × 3.61 m15.2 × 11.8 ft—
Mud RoomMain3.23 × 1.83 m10.6 × 6.0 ft—
Primary BedroomSecond3.85 × 3.71 m12.6 × 12.2 ft—
Bedroom 2Second4.04 × 2.74 m13.3 × 9.0 ft—
Bedroom 3Second3.45 × 2.74 m11.3 × 9.0 ft—
Bedroom 4Second3.19 × 3.71 m10.5 × 12.2 ft—
RecreationBasement8.59 × 3.35 m28.2 × 11.0 ft—
BedroomBasement3.13 × 2.69 m10.3 × 8.8 ft—
Utility RoomBasement2.06 × 4.72 m6.8 × 15.5 ft—
BedroomBasement4.64 × 3.63 m15.2 × 11.9 ft—
Cold Room/CantinaBasement3.13 × 1.02 m10.3 × 3.3 ft—

Features

  • In-Law Capability
  • Guest Accommodations
  • Water Heater

Property details

Property

Property type
detached
Bedrooms
4 + 2
Bathrooms
3
Interior size
2,000 sq ft
Lot size
56.01 × 198 ft
Zoning
R2
Possession
Immediate

Interior

Basement
Full, Finished
Heating
Forced Air · Gas
Cooling
Central Air
Fireplaces
1
Exposure
North

Exterior & services

Construction
Brick, Vinyl Siding
Garage
Detached
Parking spaces
3
Sewer
Sewer

Costs

List price
$585,000
Property taxes
$4,683 / year (2025)
Price per sq ft
$293

Listing

MLS® number
X14125000
Status
For sale
Listed
October 28, 2026
Days on market
8
Last updated
October 28, 2026
Listing brokerage
CMI REAL ESTATE INC.

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 36% of comparable detached listings in Lindsay are asking less.

$452KMedian $650K$865K
This home
$293 / sq ft
Comparable median
$436 / sq ft

Based on 95 comparable active detached listings in Lindsay. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.7% · minimum $33,500
$33,500
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$3,049.34
Property tax (est.)
$390.25
Estimated monthly
$3,440

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$8,175
Total due on closing
$8,175

An estimate on the asking price of $585,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of CMI REAL ESTATE INC.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$585,000

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