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For saleNew listingMLS® X14127176

45 Mill Street, Kawartha Lakes, ON K9V 2L5

Lindsay · K9V 2L5

$479,900

$436 / sq ft

1 weeks on market

Bedrooms
3
Bathrooms
2
Interior
1,100 sf
Parking
2
Lot
67.82 × 171.82 ft
Age
100+ years

What's special

  • 2 parking spaces
  • Central air
  • Finished basement
  • Primary bedroom - main floor
  • Water heater owned

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About this property

Welcome to 45 Mill Street in Lindsay, a beautifully maintained 1.5-storey century home offering timeless character, thoughtful updates, and the convenience of main-floor living. Situated on a generous 0.267-acre lot in town, this charming 3-bedroom, 2-bathroom home showcases the craftsmanship of a bygone era with original wood trim, impressive 10-foot main-floor ceilings, large windows, and solid double-brick construction. The spacious main level features a formal living and dining room, along with a welcoming eat-in kitchen complete with custom wood cabinetry and plenty of space to gather. Designed with convenience in mind, the main floor also offers a primary bedroom with an updated ensuite bathroom, a second bedroom that could easily serve as a home office, and main-floor laundry. Everything you need for comfortable everyday living is conveniently located on one level! Upstairs, you'll find a third bedroom and full bathroom featuring a classic clawfoot tub, adding to the home's historic charm. The partially finished basement provides additional living space with a comfortable recreation room, along with storage and utility space with walk-up access. Lovingly cared for over the years, the home has benefited from several important improvements, including updated shingles, soffit and fascia (2024), an updated electrical panel (2026), engineered hardwood flooring, an updated forced-air natural gas furnace, and central air conditioning. Outside, the spacious lot offers mature trees and plenty of green space, while the rear deck provides a great setting for outdoor dining and entertaining. The enclosed front screened-in porch offers another inviting space to relax and enjoy the outdoors. Whether you're looking to simplify your lifestyle with main-floor living or appreciate the warmth and character of a well-preserved century home, 45 Mill Street offers a wonderful blend of historic charm, modern comfort, and everyday practicality.

Rooms

7 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
KitchenMain3.61 × 4.92 m11.9 × 16.1 ft—
Dining RoomMain4.22 × 5.08 m13.8 × 16.7 ft—
Living RoomMain3.98 × 3.67 m13.1 × 12.0 ft—
BedroomMain3.51 × 4.13 m11.5 × 13.5 ft—
Bedroom 2Main2.65 × 3.61 m8.7 × 11.8 ft—
LaundryMain3.64 × 1.92 m11.9 × 6.3 ft—
Bedroom 3Second3.48 × 3.64 m11.4 × 11.9 ft—

Features

  • Primary Bedroom - Main Floor
  • Water Heater Owned

Property details

Property

Property type
detached
Bedrooms
3
Bathrooms
2
Interior size
1,100 sq ft
Year built
100+
Lot size
67.82 × 171.82 ft
Zoning
R2
Possession
Flexible

Interior

Basement
Partially Finished, Walk-Up
Heating
Forced Air · Gas
Cooling
Central Air
Exposure
West

Exterior & services

Construction
Brick, Stucco (Plaster)
Parking spaces
2
Sewer
Sewer

Costs

List price
$479,900
Property taxes
$3,038 / year (2026)
Price per sq ft
$436

Listing

MLS® number
X14127176
Status
For sale
Listed
October 29, 2026
Days on market
7
Last updated
October 29, 2026
Listing brokerage
Royal Lepage Kawartha Lakes Realty Inc.

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 18% of comparable detached listings in Lindsay are asking less.

$452KMedian $650K$865K
This home
$436 / sq ft
Comparable median
$433 / sq ft

Based on 95 comparable active detached listings in Lindsay. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $23,995
$23,995
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,520.78
Property tax (est.)
$253.14
Estimated monthly
$2,774

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$6,073
Total due on closing
$6,073

An estimate on the asking price of $479,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of Royal Lepage Kawartha Lakes Realty Inc.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$479,900

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