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For saleNew listingMLS® S14136120

3965 Hilltop Road, Ramara, ON L3V 6H7

Rural Ramara · L3V 6H7

$499,900

$714 / sq ft

4 days on market

Bedrooms
3
Bathrooms
1
Interior
700 sf
Parking
6
Lot
60 × 200 ft

What's special

  • 6 parking spaces
  • Central air

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About this property

Affordable Lake Simcoe Living! Welcome to 3965 Hilltop Rd in the beautiful community of Ramara, just walking minutes fromthe shores of Lake Simcoe. This charming 3-bedroom bungalow sits on a generous 60 x 200 ft lot, offering plenty of outdoor space andparking for up to 6 vehicles. Perfect for first-time buyers, weekend cottage seekers, or investors, this property provides a rare opportunity to live near Lake Simcoe at an affordable price. Enjoy easy access to nearby beaches, boating, fishing, and year-round outdoor recreation, all within approximately 90 minutes from Toronto. Brandnew updates with Kitchen, Washroom, Floor, New painting (2026/8), updated septic system, new Raisers(2026/10) , sumppump (2019),Furnace(2019) making this home move-in ready with great potential. Whether you're looking for a peaceful retreat, starter home, or weekend escape from the city, this property offers incredible value in one of Ontario's most desirable lakefront regions.

Features

  • Other

Property details

Property

Property type
detached
Bedrooms
3
Bathrooms
1
Interior size
700 sq ft
Lot size
60 × 200 ft
Possession
30/60

Interior

Basement
Crawl Space
Heating
Forced Air · Propane
Cooling
Central Air
Exposure
East

Exterior & services

Construction
Vinyl Siding
Parking spaces
6
Sewer
Septic

Costs

List price
$499,900
Property taxes
$1,635 / year (2026)
Price per sq ft
$714
Rental items
HWT

Listing

MLS® number
S14136120
Status
For sale
Listed
November 1, 2026
Days on market
4
Last updated
November 1, 2026
Listing brokerage
MASTER`S TRUST REALTY INC.

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 16% of comparable detached listings in Rural Ramara are asking less.

$438KMedian $821K$1.51M
This home
$714 / sq ft
Comparable median
$684 / sq ft

Based on 94 comparable active detached listings in Rural Ramara. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $24,995
$24,995
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,625.83
Property tax (est.)
$136.23
Estimated monthly
$2,762

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$6,473
Total due on closing
$6,473

An estimate on the asking price of $499,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of MASTER`S TRUST REALTY INC.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$499,900

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