$499,900
3965 Hilltop Road, Ramara, ON L3V 6H7
Rural Ramara
Listing courtesy of MASTER`S TRUST REALTY INC.
Rural Ramara · L0K 1B0
$549,900
$786 / sq ft3 weeks on market
*Lakefront* Elevate Your Lifestyle With Exceptional Waterfront Living On Beautiful Lake Simcoe! Discover this charming 2-bedroom plus den lakefront retreat, showcasing spectacular unobstructed southern lake views, breathtaking westerly sunsets and 50 feet of waterfront enjoyment! Nestled in a peaceful, private setting, this inviting abode combines timeless cottage charm with an extraordinary lakeside lifestyle. Step inside to an impressive open-concept great room featuring vaulted ceilings, rustic wood accents and expansive windows beautifully framing the sparkling waters of Lake Simcoe. Embrace the beauty of outdoor living with a spacious front porch overlooking the lake, a private backyard backing onto picturesque farm fields and your own waterfront retreat, perfect for swimming, fishing, boating or simply unwinding by the shoreline. From morning coffee overlooking the water to sunset cocktails and endless summer adventures, every day feels like a getaway! Convenient access to a nearby marina further enhances this remarkable lifestyle. This delightful property features newer windows, a ductless inverter system, propane hookup (for fireplace), drilled well, laundry facility and a breaker panel. The large driveway provides ample parking, while gated access to the rear yard and sweeping countryside views offer exceptional privacy and tranquility. Just a short drive from Toronto, this lakefront gem offers the perfect balance of convenience and waterfront serenity. Ideal as a year-round residence, weekend escape or potential short-term rental investment, subject to applicable regulations. Experience The Beauty Of Lake Simcoe Living Today! ***VTB financing available as little as 15% down @ 6.5%, amortized up to 50 years/interest only - no income verification or credit qualifications***
5 rooms. Dimensions as published by the listing brokerage.
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Great Room | Ground | 7.11 × 4.53 m23.3 × 14.9 ft | Vaulted Ceiling(s) · Overlook Water · Fireplace |
| Kitchen | Ground | 5.56 × 2.59 m18.2 × 8.5 ft | Cathedral Ceiling(s) · Walk-Out |
| Bedroom | Ground | 2.79 × 2.40 m9.2 × 7.9 ft | Broadloom · Closet · Window |
| Bedroom | Ground | 3.22 × 2.36 m10.6 × 7.7 ft | Broadloom · Window |
| Den | Ground | 4.05 × 2.38 m13.3 × 7.8 ft | W/O To Deck · Window · Closet |
This property's sale history is hidden
TRREB rules require a free account before sold and leased prices can be shown. One registration unlocks full sale history across the site.
Unlock sale history & sold priceFree. Takes about twenty seconds.
What this home costs beyond the asking price, and how that price compares to what else is on the market.
This home is priced below most comparable listings — about 19% of comparable detached listings in Rural Ramara are asking less.
Based on 94 comparable active detached listings in Rural Ramara. These are asking prices, not sale prices.
Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.
Payable on closing, on top of the purchase price.
An estimate on the asking price of $549,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.
Listing courtesy of RE/MAX ALL-STARS REALTY INC.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.
What similar homes in this area actually sold for.
Nearby sold prices are hidden
Recent closed sales for comparable homes in this area — the numbers that tell you whether the asking price is realistic.
Unlock nearby sold pricesFree. Takes about twenty seconds.
$499,900
Rural Ramara
Listing courtesy of MASTER`S TRUST REALTY INC.
$459,900
Rural Ramara
Listing courtesy of Keller Williams Experience Realty
$495,000
Rural Ramara
Listing courtesy of RE/MAX RIGHT MOVE
$479,900
Rural Ramara
Listing courtesy of SOLID ROCK REALTY
$499,000
Rural Ramara
Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.
$599,000
Rural Ramara
Listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY