$499,900
3965 Hilltop Road, Ramara, ON L3V 6H7
Rural Ramara
Listing courtesy of MASTER`S TRUST REALTY INC.
Rural Ramara · L0K 2B0
$479,900
$686 / sq ft3 weeks on market
Tucked among mature trees along the peaceful Black River, this charming year-round waterfront property offers the perfect balance of classic cottage character, modern comfort, and natural beauty. With nearly 70 feet of water frontage, the property provides a wonderfully private and tranquil setting, while remaining just minutes from the welcoming community of Washago and convenient access to Highway 11. Inside, the inviting open-concept layout creates a warm and comfortable atmosphere, featuring two bedrooms and one bathroom. Large windows bring the surrounding landscape indoors, while the expansive wraparound deck and screened-in porch provide exceptional spaces to relax, entertain, and take in the peaceful waterfront setting. Step outside and embrace the best of cottage living. Enjoy quiet mornings overlooking the river, afternoons spent soaking up the sun, and evenings gathered around the campfire beneath a canopy of stars. The naturally treed lot creates a sense of privacy and seclusion, offering a peaceful escape from the pace of everyday life. With year-round access, this property is perfectly suited for every season. Whether you're searching for a weekend retreat, a comfortable full-time residence, or a waterfront property where you can gradually bring your own cottage vision to life, the possibilities are yours to explore. Location is another standout feature. Just minutes from Highway 11 and less than five minutes from Washago Centennial Park, you'll have easy access to a swimming beach, parkland, and beautiful natural surroundings, while still enjoying the peace and privacy of your own waterfront haven. A rare opportunity to own a charming year-round waterfront property where privacy, convenience, and the simple pleasures of cottage life come together. Move in and enjoy it as it is, or let the property's natural beauty inspire you to create something truly your own.
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What this home costs beyond the asking price, and how that price compares to what else is on the market.
This home is priced below most comparable listings — about 12% of comparable detached listings in Rural Ramara are asking less.
Based on 94 comparable active detached listings in Rural Ramara. These are asking prices, not sale prices.
Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.
Payable on closing, on top of the purchase price.
An estimate on the asking price of $479,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.
Listing courtesy of SOLID ROCK REALTY. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.
What similar homes in this area actually sold for.
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$499,900
Rural Ramara
Listing courtesy of MASTER`S TRUST REALTY INC.
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Listing courtesy of REAL BROKER ONTARIO LTD.
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Listing courtesy of Keller Williams Experience Realty
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Listing courtesy of RE/MAX ALL-STARS REALTY INC.
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Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.