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For saleNew listingMLS® X14136416

92 Loretta Drive 14, Niagara-on-the-Lake, ON L0S 1T0

Virgil · L0S 1T0

$819,000

+ $275/mo maintenance$683 / sq ft

4 days on market

Bedrooms
2+2
Bathrooms
3
Interior
1,200 sf
Parking
3

What's special

  • Attached garage
  • North west exposure
  • Central air
  • Finished basement
  • Fireplace
  • Pets with restrictions
  • Primary bedroom - main floor
  • Sump pump

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About this property

Welcome to a beautifully maintained end-unit townhome that combines timeless style, everyday comfort, and an unbeatable location in the charming community of Virgil. Framed by established landscaping and an inviting covered front entrance, this home offers impressive curb appeal from the moment you arrive.Inside, a bright and spacious entryway opens into a main living space featuring soaring vaulted ceilings, abundant natural light, and a cozy gas fireplace. The well-appointed kitchen offers generous cabinetry, a charming breakfast area, and direct access to a private outdoor composite deck-an ideal setting for morning coffee or relaxing evenings.Designed for flexibility and convenience, the main floor includes a spacious primary bedroom complete with a walk-in closet and a private 3-piece ensuite. A second bedroom provides the perfect space for guests, a home office, or a hobby room. The fully finished lower level expands the living space with a spacious recreation room and two additional bedrooms, offering the perfect setup for overnight guests or extended family. Conveniently located just steps from visitor parking, making it effortless to host.Enjoy a vibrant lifestyle just steps from your front door. Walk to local craft breweries, parks, groceries, and nearby amenities, including the Virgil Sports Park, all while experiencing the charming atmosphere that makes this community so desirable. Low-maintenance living at its best.

Rooms

11 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
KitchenMain6.78 × 3.12 m22.2 × 10.2 ft—
Living RoomMain5.38 × 3.58 m17.7 × 11.7 ft—
Primary BedroomMain5.28 × 3.56 m17.3 × 11.7 ft—
BedroomMain3.17 × 2.79 m10.4 × 9.2 ft—
LaundryMain2.39 × 1.57 m7.8 × 5.2 ft—
RecreationBasement6.65 × 6.63 m21.8 × 21.8 ft—
BedroomBasement3.17 × 2.79 m10.4 × 9.2 ft—
BedroomBasement4.80 × 3.45 m15.7 × 11.3 ft—
OtherBasement2.29 × 2.08 m7.5 × 6.8 ft—
Utility RoomBasement3.40 × 3.05 m11.2 × 10.0 ft—
Cold Room/CantinaBasement2.92 × 1.27 m9.6 × 4.2 ft—

Features

  • Primary Bedroom - Main Floor
  • Sump Pump

Property details

Property

Property type
condo townhouse
Bedrooms
2 + 2
Bathrooms
3
Interior size
1,200 sq ft
Possession
Flexible

Interior

Basement
Full, Finished
Heating
Forced Air · Gas
Cooling
Central Air
Fireplaces
1
Exposure
North West

Exterior & services

Construction
Vinyl Siding, Stone
Garage
Attached
Parking spaces
3

Condominium

Corporation
180 NNVLCC
Property manager
Wilson Blanchard Management
Pets
Yes-with Restrictions
Fee includes
Common Elements Included

Costs

List price
$819,000
Property taxes
$4,249 / year (2025)
Maintenance fee
$275 / month
Price per sq ft
$683
Rental items
Hot Water Heater

Listing

MLS® number
X14136416
Status
For sale
Listed
November 1, 2026
Days on market
4
Last updated
November 1, 2026
Listing brokerage
NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 35% of comparable condo townhouse listings in Niagara-on-the-Lake are asking less.

$611KMedian $895K$1.25M
This home
$683 / sq ft
Comparable median
$572 / sq ft

Based on 23 comparable active condo townhouse listings in Niagara-on-the-Lake. These are asking prices, not sale prices.

Mortgage estimate

Down payment6.9% · minimum $56,900
$56,900
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$4,213.78
Property tax (est.)
$354.08
Maintenance fee
$275.00
Estimated monthly
$4,843

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$12,855
Total due on closing
$12,855

An estimate on the asking price of $819,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$819,000

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