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For saleMLS® X13551126

21 Loretta Drive 14, Niagara-on-the-Lake, ON L0S 1T0

Virgil · L0S 1T0

$679,000

+ $635/mo maintenance$566 / sq ft

3 months on market

Bedrooms
2
Bathrooms
2
Interior
1,200 sf
Parking
2

What's special

  • Attached garage
  • South east exposure
  • Central air
  • Finished basement
  • Fireplace
  • Pets with restrictions
  • Water, Common elements, Building insurance included
  • Central vacuum

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About this property

Enjoy effortless, low-maintenance living in this beautifully appointed bungalow townhome, ideally and centrally located in the heart of Virgil. This sought-after location places you within walking distance of local breweries, grocery stores, parks, cafés, and everyday conveniences, while Historic Old Town Niagara-on-the-Lake-with its renowned wineries, boutique shopping, restaurants, theatres, and waterfront-is just a short drive away.Designed for easy main-floor living, the bright, open-concept layout features spacious principal rooms filled with natural light. The inviting great room boasts a vaulted ceiling, cozy gas fireplace, engineered hardwood flooring, and quality upgraded fixtures and finishes throughout. The generous primary suite offers a walk-in closet and private ensuite, while a second bedroom and an additional 3-piece bathroom provide comfortable accommodations for guests or a home office.Step through the great room to a private rear courtyard, an ideal setting for outdoor entertaining or quiet relaxation. The fully finished basement extends the living space with a large recreation room, versatile den, and abundant storage. An attached single-car garage and paved driveway complete this lovely home, offering the perfect combination of comfort and convenience in this desirable Niagara-on-the-Lake community.

Rooms

9 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
KitchenMain4.78 × 2.92 m15.7 × 9.6 ft—
Dining RoomMain5.08 × 2.92 m16.7 × 9.6 ft—
Living RoomMain4.78 × 4.17 m15.7 × 13.7 ft—
Primary BedroomMain7.01 × 3.71 m23.0 × 12.2 ft—
BedroomMain4.24 × 2.84 m13.9 × 9.3 ft—
RecreationBasement7.16 × 6.55 m23.5 × 21.5 ft—
DenBasement4.19 × 2.51 m13.7 × 8.2 ft—
OtherBasement7.98 × 4.78 m26.2 × 15.7 ft—
Utility RoomBasement5.59 × 4.78 m18.3 × 15.7 ft—

Features

  • Central Vacuum

Property details

Property

Property type
condo townhouse
Bedrooms
2
Bathrooms
2
Interior size
1,200 sq ft
Possession
After August

Interior

Basement
Partially Finished
Heating
Forced Air · Gas
Cooling
Central Air
Fireplaces
1
Exposure
South East

Exterior & services

Construction
Vinyl Siding, Brick
Garage
Attached
Parking spaces
2

Condominium

Corporation
170 NNSCC
Property manager
WILSON BLANCHARD
Pets
Yes-with Restrictions
Fee includes
Water Included, Common Elements Included, Building Insurance Included, Parking Included

Costs

List price
$679,000
Property taxes
$4,016 / year (2025)
Maintenance fee
$635 / month
Price per sq ft
$566

Listing

MLS® number
X13551126
Status
For sale
Listed
July 10, 2026
Days on market
117
Last updated
October 21, 2026
Listing brokerage
NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 13% of comparable condo townhouse listings in Niagara-on-the-Lake are asking less.

$615KMedian $895K$1.25M
This home
$566 / sq ft
Comparable median
$599 / sq ft

Based on 23 comparable active condo townhouse listings in Niagara-on-the-Lake. These are asking prices, not sale prices.

Mortgage estimate

Down payment6.3% · minimum $42,900
$42,900
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$3,517.11
Property tax (est.)
$334.67
Maintenance fee
$635.00
Estimated monthly
$4,487

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$10,055
Total due on closing
$10,055

An estimate on the asking price of $679,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$679,000

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