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For saleNew listingMLS® X14131482

731 Elgin Street N, Cambridge, ON N1R 7W5

Galt · N1R 7W5

$680,000

$618 / sq ft

6 days on market

Bedrooms
3
Bathrooms
2
Interior
1,100 sf
Parking
4
Lot
45.58 × 109.91 ft

What's special

  • Attached garage
  • Central air
  • Finished basement
  • Auto garage door remote
  • Carpet free
  • Storage
  • Water heater
  • Water purifier

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About this property

Welcome to 731 ELGIN St. A beautiful Renovated, detached property ready for you to call home. Located in the popular North Galt neighborhood of Cambridge, this three bedroom, two bathroom home offers you the Perfect finished living space between the main floor and a fully finished basement. The main level features a bright living and dining area, a modern kitchen with lovely (soft) cabinetry, quartz countertop and tile backsplash, complimented by the upper floor with three bedrooms, a full washroom, and lovely greenery views. Downstairs, the fully finished basement adds a spacious family room to be used as a home gym, a cozy reading nook, or for extended family living. A second full bathroom complements it along with a laundry area with plenty of storage. Additional comforts include central air conditioning, and a water softener for added health and peace of mind. Outside, the double French-doors open to a lovely deck either for a cool morning coffee, watching the sunset or for BBQ parties, perfect for relaxing or entertaining through the warmer months. With no house at the back, you get a serene view of the green space and added privacy. The attached garage and private double wide driveway provide parking for up to four vehicles. Located within the Waterloo Catholic District School Board and next door to Waterloo Region District School Board areas, with easy access to public transit, a dog park, a hospital, and a recreation centre nearby, this home is a wonderful opportunity in one of Cambridge's family friendly communities.

Rooms

8 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain5.74 × 3.51 m18.8 × 11.5 ftLaminate · French Doors · Pot Lights
Dining RoomMain4.55 × 2.24 m14.9 × 7.3 ftLaminate
KitchenMain3.73 × 2.74 m12.2 × 9.0 ftPorcelain Floor · Stainless Steel Appl · Quartz Counter
Primary BedroomSecond4.19 × 3.35 m13.7 × 11.0 ftLaminate · Window · Pot Lights
Bedroom 2Second3.30 × 3.32 m10.8 × 10.9 ftLaminate · Window · Pot Lights
Bedroom 3Second3.00 × 3.39 m9.8 × 11.1 ftLaminate · Window · Pot Lights
RecreationBasement3.66 × 2.08 m12.0 × 6.8 ftLaminate
RecreationBasement3.53 × 4.24 m11.6 × 13.9 ftLaminate

Features

  • Auto Garage Door Remote
  • Carpet Free
  • Storage
  • Water Heater
  • Water Purifier
  • Water Softener

Property details

Property

Property type
detached
Bedrooms
3
Bathrooms
2
Interior size
1,100 sq ft
Lot size
45.58 × 109.91 ft
Possession
Flexible

Interior

Basement
Finished
Heating
Forced Air · Gas
Cooling
Central Air
Exposure
East

Exterior & services

Construction
Aluminum Siding, Brick
Garage
Attached
Parking spaces
4
Sewer
Sewer

Costs

List price
$680,000
Property taxes
$3,972 / year (2025)
Price per sq ft
$618
Rental items
Hot Water Tank

Listing

MLS® number
X14131482
Status
For sale
Listed
October 30, 2026
Days on market
6
Last updated
November 2, 2026
Listing brokerage
HOMELIFE SILVERCITY REALTY INC.

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 31% of comparable detached listings in Galt are asking less.

$599KMedian $800K$1.18M
This home
$618 / sq ft
Comparable median
$540 / sq ft

Based on 95 comparable active detached listings in Galt. These are asking prices, not sale prices.

Mortgage estimate

Down payment6.3% · minimum $43,000
$43,000
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$3,522.08
Property tax (est.)
$331.02
Estimated monthly
$3,853

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$10,075
Total due on closing
$10,075

An estimate on the asking price of $680,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of HOMELIFE SILVERCITY REALTY INC.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$680,000

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