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For saleNew listingMLS® X14143224

35 Francis Street, Cambridge, ON N1S 1Z6

Galt · N1S 1Z6

$664,900

$443 / sq ft

Listed yesterday

Bedrooms
4
Bathrooms
2
Interior
1,500 sf
Parking
4
Lot
45.59 × 155.92 ft
Age
51-99 years

What's special

  • 4 parking spaces
  • Finished basement
  • 2 fireplaces
  • Water heater owned
  • Water softener

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About this property

Visit REALTOR website for additional information.Welcome to 35 Francis Street in the highly desirable West Galt area. This spacious red brick home has seen extensive updates and offers plenty of room for comfortable family living.The home features four bedrooms, two full bathrooms, and a finished basement. The main level includes an updated kitchen that opens to the living room, creating a bright and welcoming space. Down the hall you' 11 find a formal dining area, an updated three-piece bathroom, a cozy family room, and a walk-out to a large covered deck perfect for relaxing or entertaining. Upstairs offers four bedrooms and a refreshed four-piece bathroom.Outside, the large concrete driveway provides ample parking, while the fully fenced yard offers privacy with mature trees and no rear neighbours, as the property backs onto the Hancock Park & Pool area. The location is ideal-just steps from schools and a short walk to historic downtown Galt for dining, shopping, and scenic riverfront walks.The rear of the property is accessed through deeded access to the laneway west of the home.Recent upgrades include new attic insulation, vinyl windows, and a high-efficiency water softener (2020); a Navien high-efficiency condensing combi-boiler, Bosch dishwasher, mini-split heat pump system, and backyard firepit (2021); kitchen and main floor bathroom renovations (2022); electric fireplace (2023); foundation crack repairs (2024); major main floor updates, tree trimming, reverse osmosis system, and new 35-year roof (2025); plus refreshed upstairs office, bathrooms, and basement in 2026

Rooms

9 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain3.08 × 4.07 m10.1 × 13.4 ft—
Dining RoomMain3.76 × 3.15 m12.3 × 10.3 ft—
Family RoomMain3.28 × 2.45 m10.8 × 8.0 ft—
KitchenMain2.37 × 3.20 m7.8 × 10.5 ft—
Primary BedroomSecond6.44 × 3.09 m21.1 × 10.1 ft—
BedroomSecond2.37 × 3.20 m7.8 × 10.5 ft—
BedroomSecond2.84 × 3.11 m9.3 × 10.2 ft—
BedroomSecond3.19 × 3.23 m10.5 × 10.6 ft—
RecreationBasement4.06 × 5.23 m13.3 × 17.2 ft—

Features

  • Water Heater Owned
  • Water Softener

Property details

Property

Property type
detached
Bedrooms
4
Bathrooms
2
Interior size
1,500 sq ft
Year built
51-99
Lot size
45.59 × 155.92 ft
Zoning
R4
Possession
Flexible

Interior

Basement
Full, Partially Finished
Heating
Radiant · Gas
Cooling
Other
Fireplaces
2
Exposure
South

Exterior & services

Construction
Brick
Parking spaces
4
Sewer
Sewer

Costs

List price
$664,900
Property taxes
$4,246 / year (2026)
Price per sq ft
$443

Listing

MLS® number
X14143224
Status
For sale
Listed
November 3, 2026
Days on market
1
Last updated
November 3, 2026
Listing brokerage
PG DIRECT REALTY LTD.

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 23% of comparable detached listings in Galt are asking less.

$599KMedian $800K$1.18M
This home
$443 / sq ft
Comparable median
$545 / sq ft

Based on 95 comparable active detached listings in Galt. These are asking prices, not sale prices.

Mortgage estimate

Down payment6.2% · minimum $41,490
$41,490
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$3,446.94
Property tax (est.)
$353.80
Estimated monthly
$3,801

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$9,773
Total due on closing
$9,773

An estimate on the asking price of $664,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of PG DIRECT REALTY LTD.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$664,900

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