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For saleMLS® X14124582

28 Cambridge Street, Cambridge, ON N1R 3R7

Galt · N1R 3R7

$499,000

$454 / sq ft

1 weeks on market

Bedrooms
2
Bathrooms
2
Interior
1,100 sf
Parking
3
Lot
52.08 × 79.26 ft
Age
100+ years

What's special

  • 3 parking spaces
  • Central air
  • Finished basement
  • Water heater

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About this property

Historic charm meets modern living in the heart of Galt! Step inside this beautifully transformed 1880 detached home and discover a unique blend of character, style and functionality. Thoughtfully renovated while preserving its timeless appeal, this home offers an exceptional opportunity for buyers looking for something truly different. The bright, welcoming main level features soaring ceilings, an inviting living space and a modern eat-in kitchen with stainless steel appliances and a walkout to the deck and private yard-perfect for morning coffee, entertaining, or enjoying summer evenings outdoors. A beautifully updated, spa-inspired bathroom with a walk-in shower adds a touch of luxury to everyday living. Upstairs, the versatile loft space provides the flexibility today's buyers are looking for. Use it as a home office, creative studio, guest space, reading retreat or potential additional bedroom, depending on your needs. And the possibilities don't stop there. The property offers commercial and residential zoning, creating exciting potential for those who want to combine their home and business lifestyle, subject to buyer verification and applicable approvals. Extensive improvements were completed, including updated plumbing, electrical, furnace, ductwork, central air, insulation, framing, drywall, exterior finishes, fencing, soffits, eaves, water heater and water softener, with the deck subsequently updated as well. Located just minutes from downtown Galt, you'll have easy access to local shops, restaurants, the farmers' market, parks, trails, transit and other amenities. A distinctive home. A flexible lifestyle. A location with character. Come experience the possibilities at 28 Cambridge Street.

Rooms

8 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain4.91 × 4.78 m16.1 × 15.7 ftHardwood Floor · Open Concept
Dining RoomMain3.93 × 3.96 m12.9 × 13.0 ftHardwood Floor · Open Concept
KitchenMain5.60 × 3.87 m18.4 × 12.7 ftCarpet Free · Hardwood Floor · Open Concept
BathroomMain0.91 × 1.76 m3.0 × 5.8 ft2 Pc Bath
Primary BedroomMain4.91 × 4.78 m16.1 × 15.7 ftHardwood Floor
BedroomMain3.01 × 2.98 m9.9 × 9.8 ftHardwood Floor
BathroomMain0.94 × 3.04 m3.1 × 10.0 ft3 Pc Bath
LoftSecond7.89 × 3.93 m25.9 × 12.9 ftOpen Concept

Features

  • Water Heater

Property details

Property

Property type
detached
Bedrooms
2
Bathrooms
2
Interior size
1,100 sq ft
Year built
100+
Lot size
52.08 × 79.26 ft
Zoning
C1RM1
Possession
Immediate

Interior

Basement
Unfinished
Heating
Forced Air · Gas
Cooling
Central Air
Exposure
East

Exterior & services

Construction
Concrete Poured, Stucco (Plaster)
Parking spaces
3
Sewer
Sewer

Costs

List price
$499,000
Property taxes
$3,218 / year (2025)
Price per sq ft
$454
Rental items
Hot Water Heater

Listing

MLS® number
X14124582
Status
For sale
Listed
October 28, 2026
Days on market
8
Last updated
October 28, 2026
Listing brokerage
HomeLife Power Realty Inc

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 3% of comparable detached listings in Galt are asking less.

$600KMedian $800K$1.18M
This home
$454 / sq ft
Comparable median
$545 / sq ft

Based on 95 comparable active detached listings in Galt. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $24,950
$24,950
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,621.10
Property tax (est.)
$268.20
Estimated monthly
$2,889

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$6,455
Total due on closing
$6,455

An estimate on the asking price of $499,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of HomeLife Power Realty Inc. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$499,000

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