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For saleMLS® X14011674

223 Water Street N Street, Cambridge, ON N1R 3B9

Galt · N1R 3B9

$499,900

$333 / sq ft

3 weeks on market

Bedrooms
4
Bathrooms
3
Interior
1,500 sf
Parking
3
Lot
33 × 165 ft

What's special

  • 3 parking spaces
  • Central air
  • Separate entrance
  • Accessory apartment
  • In-law suite
  • In-law capability
  • Separate hydro meter

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About this property

Charming, inviting nicely upgraded home. Enjoy the total of 5 bedrooms, (none in the basement). 3 Bathrooms, 2 Kitchens, mostly freshly painted, original wood work, high ceiling's character, unique loft, 3 car parking. It has a huge backyard which offers plenty of space to relax, play, or even explore the possibility of a future gardens... This location you can take advance of what all the Down town has to offer, river walks, trail walks, restaurants, coffee shops, shopping, schools, hospital, running track, and a bus stop across from the front door. This location truly has it all. You can move right in. Incredible opportunity.

Rooms

11 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain3.76 × 3.81 m12.3 × 12.5 ftCarpet Free
KitchenMain4.72 × 3.42 m15.5 × 11.2 ft—
BathroomMain1.83 × 1.83 m6.0 × 6.0 ft4 Pc Bath
Primary BedroomMain3.35 × 3.28 m11.0 × 10.8 ft—
Bedroom 2Main2.63 × 1.83 m8.6 × 6.0 ft—
KitchenSecond2.29 × 2.18 m7.5 × 7.2 ft—
Living RoomSecond3.66 × 3.42 m12.0 × 11.2 ft—
BedroomSecond3.84 × 3.46 m12.6 × 11.4 ft—
BathroomSecond1.98 × 1.52 m6.5 × 5.0 ft—
LoftThird4.11 × 9.14 m13.5 × 30.0 ft—
BathroomBasement2.29 × 1.37 m7.5 × 4.5 ft—

Features

  • Accessory Apartment
  • In-Law Suite
  • In-Law Capability
  • Separate Hydro Meter

Property details

Property

Property type
detached
Bedrooms
4
Bathrooms
3
Interior size
1,500 sq ft
Lot size
33 × 165 ft
Possession
30-90 days

Interior

Basement
Partially Finished, Walk-Up, Development Potential, Separate Entrance
Heating
Forced Air · Gas
Cooling
Central Air
Exposure
East

Exterior & services

Construction
Brick
Parking spaces
3
Sewer
Sewer

Costs

List price
$499,900
Property taxes
$3,782 / year (2025)
Price per sq ft
$333

Listing

MLS® number
X14011674
Status
For sale
Listed
October 13, 2026
Days on market
23
Last updated
October 14, 2026
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 4% of comparable detached listings in Galt are asking less.

$600KMedian $800K$1.18M
This home
$333 / sq ft
Comparable median
$545 / sq ft

Based on 95 comparable active detached listings in Galt. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $24,995
$24,995
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,625.83
Property tax (est.)
$315.17
Estimated monthly
$2,941

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$6,473
Total due on closing
$6,473

An estimate on the asking price of $499,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$499,900

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