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For saleMLS® X14094072

44 Lowell Avenue, St. Catharines, ON L2R 2E1

Downtown · L2R 2E1

$424,900

$283 / sq ft

2 weeks on market

Bedrooms
4
Bathrooms
2
Interior
1,500 sf
Lot
27 × 97.5 ft
Age
100+ years

What's special

  • Finished basement
  • Separate hydro meter
  • Storage
  • Water heater owned

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About this property

CHARM, SPACE & VERSATILITY IN THIS ST. CATHARINES DUPLEX! Whether you're looking for a smart investment, an owner-occupied opportunity or the perfect multigenerational living arrangement, this charming 2-unit duplex offers plenty of possibilities! The extra-spacious main floor unit is filled with character, featuring beautiful hardwood flooring throughout, 2 generous bedrooms, a 4-piece bathroom, a functional kitchen and a bright, open-concept living and dining area with plenty of room to entertain. Enjoy direct access to the quaint, fully fenced backyard, along with convenient basement access for laundry and storage. The second-floor unit offers a bright and inviting 2-bedroom layout with a practical kitchen and comfortable living space. With estimated monthly rental potential of approximately $1,950 for the main floor and $1,700 for the upper unit, this property offers excellent income potential. Listing agents are happy to assist in securing tenants prior to closing! Outside, enjoy a charming, fully fenced backyard, perfect for relaxing, gardening or entertaining. The seller is also willing to add a single front-yard parking space if desired. Location is another standout feature! Conveniently situated close to schools, parks, public transit, shopping and everyday amenities, with quick access to both the QEW and Highway 406. Just minutes from the vibrant downtown St. Catharines hub, with its fantastic restaurants, shops and entertainment!Notable updates include a new sewer line (2025), roof improvements including a newer portion of the rear roof replaced in 2026 and the remaining 8-10 years old, an owned hot water tank (approx. 5 years), removal of all knob-and-tube wiring, two 100-amp breaker panels and a high-efficiency furnace (approx. 5 years).Live in 1, rent the other, or add a versatile income property to your portfolio! The two estimated rents total $3,650/month or $43,800/year in potential gross rental income, which is a nice selling feature for investors.

Rooms

14 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
FoyerMain4.12 × 2.94 m13.5 × 9.6 ft—
Living RoomMain4.80 × 3.52 m15.7 × 11.5 ft—
Dining RoomMain2.80 × 3.05 m9.2 × 10.0 ft—
KitchenMain3.10 × 3.06 m10.2 × 10.0 ft—
BathroomMain2.02 × 3.41 m6.6 × 11.2 ft—
Primary BedroomMain2.75 × 4.67 m9.0 × 15.3 ft—
Bedroom 2Main2.52 × 3.41 m8.3 × 11.2 ft—
KitchenUpper1.73 × 3.76 m5.7 × 12.3 ft—
Living RoomUpper3.77 × 3.04 m12.4 × 10.0 ft—
BathroomUpper1.92 × 2.41 m6.3 × 7.9 ft—
Bedroom 3Upper2.97 × 3.04 m9.7 × 10.0 ft—
Bedroom 4Upper3.98 × 2.40 m13.1 × 7.9 ft—
Utility RoomBasement8.01 × 3.06 m26.3 × 10.0 ft—
WorkshopBasement8.01 × 3.41 m26.3 × 11.2 ft—

Features

  • Separate Hydro Meter
  • Storage
  • Water Heater Owned

Property details

Property

Property type
multiplex
Bedrooms
4
Bathrooms
2
Interior size
1,500 sq ft
Year built
100+
Lot size
27 × 97.5 ft
Zoning
R2
Possession
IMMEDIATE

Interior

Basement
Full, Unfinished
Heating
Forced Air · Gas
Exposure
West

Exterior & services

Construction
Vinyl Siding
Sewer
Sewer

Costs

List price
$424,900
Property taxes
$3,020 / year (2025)
Price per sq ft
$283

Listing

MLS® number
X14094072
Status
For sale
Listed
October 19, 2026
Days on market
17
Last updated
October 28, 2026
Listing brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 20% of comparable multiplex listings in Downtown are asking less.

$400KMedian $674K$1.05M
This home
$283 / sq ft
Comparable median
$404 / sq ft

Based on 10 comparable active multiplex listings in Downtown. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $21,245
$21,245
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,231.88
Property tax (est.)
$251.67
Estimated monthly
$2,484

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$4,973
Total due on closing
$4,973

An estimate on the asking price of $424,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$424,900

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