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For saleMLS® X13721904

43 York Street, St. Catharines, ON L2R 6C2

Downtown · L2R 6C2

$398,500

$266 / sq ft

2 months on market

Bedrooms
4+2
Bathrooms
5
Interior
1,500 sf
Parking
3
Lot
41 × 87.23 ft

What's special

  • 3 parking spaces
  • Window unit(s)
  • Walk-out basement

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About this property

LEGAL DUPLEX - VACANT UPPER UNIT - EXCELLENT INVESTMENT OPPORTUNITY. Excellent opportunity to own a legal duplex in an established St. Catharines neighbourhood offering immediate rental income and strong future income potential. The main floor and lower level are occupied by great long-term tenants, providing reliable income from day one. The vacant second-floor unit gives the new owner the flexibility to select their own tenant and establish current market rent, creating an attractive opportunity to maximize overall income. For an owner-occupier, move into the vacant upper unit while benefiting from substantial rental income from the existing tenanted portion to help offset mortgage and carrying costs. The property features two self-contained units with separate private entrances and separate hydro meters. Additional features include an updated kitchen, coin laundry, private driveway, and front and rear decks. Conveniently located in the established Haig Street neighbourhood within walking distance of downtown St. Catharines, shopping, restaurants, entertainment and public transit. With legal duplex status, established tenants, a vacant upper unit, separate hydro meters, and strong income potential, this is a compelling opportunity for investors and owner-occupiers alike.

Features

  • Other

Property details

Property

Property type
multiplex
Bedrooms
4 + 2
Bathrooms
5
Interior size
1,500 sq ft
Lot size
41 × 87.23 ft
Possession
ASAP Preferred

Interior

Basement
Full, Finished, Finished with Walk-Out
Heating
Radiant · Gas
Cooling
Window Unit(s)
Exposure
West

Exterior & services

Construction
Brick, Other
Parking spaces
3
Sewer
Sewer

Costs

List price
$398,500
Property taxes
$3,250 / year (2026)
Price per sq ft
$266

Listing

MLS® number
X13721904
Status
For sale
Listed
August 28, 2026
Days on market
69
Last updated
October 19, 2026
Listing brokerage
RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 0% of comparable multiplex listings in Downtown are asking less.

$422KMedian $674K$1.05M
This home
$266 / sq ft
Comparable median
$404 / sq ft

Based on 10 comparable active multiplex listings in Downtown. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $19,925
$19,925
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,093.21
Property tax (est.)
$270.83
Estimated monthly
$2,364

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$4,453
Total due on closing
$4,453

An estimate on the asking price of $398,500. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of RE/MAX GARDEN CITY REALTY INC, BROKERAGE. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$398,500

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