New
39
$399,900
29 Cambridge Street N, Kawartha Lakes, ON K9V 4C6
Lindsay
3 bd
2 ba
1,100 sf
2
Listed yesterdayMLS® X14146568
Listing courtesy of ONE PERCENT REALTY LTD.
1 / 31
For saleMLS® X13875370
99 Durham Street W, Kawartha Lakes, ON K9V 2P8
Lindsay · K9V 2P8
$460,000
$418 / sq ft4 weeks on market
- Bedrooms
- 4
- Bathrooms
- 2
- Interior
- 1,100 sf
- Parking
- 4
- Lot
- 31.57 × 100.67 ft
- Age
- 100+ years
What's special
- 4 parking spaces
- Finished basement
- Primary bedroom - main floor
- Separate heating controls
About this property
Welcome to 99 Durham Street! This legal non-conforming duplex offers a fantastic opportunity for buyers looking to make home ownership more affordable by living in one unit while generating rental income from the other. Centrally located and offering two self-contained units, this property provides flexibility for both owner-occupiers and investors.The main level features a comfortable two-bedroom layout with a bright living area, functional kitchen, in-suite laundry and its own dedicated driveway. Upstairs, the refreshed two-bedroom unit offers an updated kitchen and bathroom, generous living space and separate parking.Each unit operates independently with its own hydro meter and hot water tank, helping keep utilities simple and separate. With rental income already in place, a buyer could occupy one unit and use the income from the other to help offset monthly carrying costs and mortgage payments.Conveniently located close to downtown, the college, recreation centre, shopping and everyday amenities, 99 Durham Street is a versatile property with plenty of possibilities. Live in one unit and rent the other, or add a solid two-unit property to your investment portfolio.
Rooms
11 rooms. Dimensions as published by the listing brokerage.
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Kitchen | Main | 3.75 × 2.60 m12.3 × 8.5 ft | — |
| Living Room | Main | 4.90 × 2.90 m16.1 × 9.5 ft | — |
| Bedroom | Main | 3.10 × 2.15 m10.2 × 7.1 ft | — |
| Bedroom | Main | 3.20 × 2.10 m10.5 × 6.9 ft | — |
| Bathroom | Main | 2.10 × 1.50 m6.9 × 4.9 ft | 4 Pc Bath |
| Kitchen | Second | 3.10 × 2.75 m10.2 × 9.0 ft | — |
| Dining Room | Second | 3.30 × 2.25 m10.8 × 7.4 ft | — |
| Living Room | Second | 4.85 × 3.00 m15.9 × 9.8 ft | — |
| Bedroom 3 | Second | 2.35 × 2.40 m7.7 × 7.9 ft | — |
| Bedroom 4 | Second | 2.45 × 2.35 m8.0 × 7.7 ft | — |
| Bathroom | Second | 2.00 × 1.25 m6.6 × 4.1 ft | 4 Pc Bath |
Features
- Primary Bedroom - Main Floor
- Separate Heating Controls
Property details
Property
- Property type
- detached
- Bedrooms
- 4
- Bathrooms
- 2
- Interior size
- 1,100 sq ft
- Year built
- 100+
- Lot size
- 31.57 × 100.67 ft
- Zoning
- R3
- Possession
- Flexible
Interior
- Basement
- Unfinished
- Heating
- Forced Air · Gas
- Exposure
- North
Exterior & services
- Construction
- Brick
- Parking spaces
- 4
- Sewer
- Sewer
Costs
- List price
- $460,000
- Property taxes
- $2,640 / year (2025)
- Price per sq ft
- $418
- Rental items
- Hot water tank (x2)
Listing
- MLS® number
- X13875370
- Status
- For sale
- Listed
- October 8, 2026
- Days on market
- 28
- Last updated
- October 8, 2026
- Listing brokerage
- Birdhouse Realty Inc.
Price & sale history
This property's sale history is hidden
TRREB rules require a free account before sold and leased prices can be shown. One registration unlocks full sale history across the site.
Unlock sale history & sold priceFree. Takes about twenty seconds.
Before you make an offer
What this home costs beyond the asking price, and how that price compares to what else is on the market.
How this price compares
This home is priced below most comparable listings — about 17% of comparable detached listings in Lindsay are asking less.
$452KMedian $650K$865K
- This home
- $418 / sq ft
- Comparable median
- $436 / sq ft
Based on 95 comparable active detached listings in Lindsay. These are asking prices, not sale prices.
Mortgage estimate
Down payment5.0% · minimum $23,000
Interest rate5-year fixed, illustrative only
Amortization
- Principal & interest
- $2,416.25
- Property tax (est.)
- $220.00
- Estimated monthly
- $2,636
Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.
Land transfer tax
Payable on closing, on top of the purchase price.
- Ontario
- $5,675
- Total due on closing
- $5,675
An estimate on the asking price of $460,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.
Listing courtesy of Birdhouse Realty Inc.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.
Comparable sales nearby
What similar homes in this area actually sold for.
Nearby sold prices are hidden
Recent closed sales for comparable homes in this area — the numbers that tell you whether the asking price is realistic.
Unlock nearby sold pricesFree. Takes about twenty seconds.
Similar properties nearby
New
33
$499,900
90 Elgin Street, Kawartha Lakes, ON K9V 3W7
Lindsay
4+1 bd
4 ba
3,000 sf
4
2 days on marketMLS® X14141190
Listing courtesy of Re/Max All-Stars Realty Inc.
New
42
$479,900
45 Mill Street, Kawartha Lakes, ON K9V 2L5
Lindsay
3 bd
2 ba
1,100 sf
2
1 weeks on marketMLS® X14127176
Listing courtesy of Royal Lepage Kawartha Lakes Realty Inc.
43
$539,800
114 Colborne Street W, Kawartha Lakes, ON K9V 3T5
Lindsay
3 bd
2 ba
1,500 sf
5
1 weeks on marketMLS® X14124298
Listing courtesy of Royal Lepage Kawartha Lakes Realty Inc.
43
$509,900
4 Daniel Court, Kawartha Lakes, ON K9V 4Z9
Lindsay
2+1 bd
2 ba
1,500 sf
4
1 weeks on marketMLS® X14117142
Listing courtesy of Re/Max All-Stars Realty Inc.
36
$549,000
101 Russell Street, Kawartha Lakes, ON K9V 2X5
Lindsay
2 bd
2 ba
700 sf
5
1 weeks on marketMLS® X14116560
Listing courtesy of Bowes & Cocks Limited