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For saleMLS® X13749122

514 King Street, Niagara-on-the-Lake, ON L0S 1J0

Town · L0S 1J0

$1,398,000

$699 / sq ft

2 months on market

Bedrooms
5+1
Bathrooms
4
Interior
2,000 sf
Parking
8
Lot
55 × 212.8 ft
Age
31-50 years

What's special

  • 8 parking spaces
  • Central air
  • Finished basement
  • 2 fireplaces
  • Accessory apartment
  • In-law capability
  • In-law suite

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About this property

Welcome to this unique and versatile home nestled on a fenced, treed lot backing directly onto the scenic Heritage Trail. Offering exceptional privacy and natural beauty, this property is just a short walk to Main Street shopping, world-class theatre, and renowned restaurants in charming Niagara-on-the-Lake. The main floor features a bright and spacious eat-in kitchen with ample storage, seamlessly open to the cozy family room with fireplace and sliding doors that lead to the serene backyard. A large living room with picture windows fills the space with natural light, while a separate dining room and convenient powder room complete the main living area. A standout feature of this home is the self-contained main floor apartment suite, ideal for multigenerational living, guests, or rental income. Renovated just 3 years ago, the suite includes its own bathroom, kitchenette, and fireplace, along with modern insulation, new windows, and updated siding. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite complete with walk-in closet and luxury 4 piece bath. The basement offers even more flexibility with an additional bedroom, laundry area, and workshop space. Outside, enjoy a private, fully fenced backyard oasis featuring patios, sitting areas and sheltered dining space perfect for entertaining or unwinding in nature. Additional highlights include EV car charger, newer shingles, upgraded 200 AMP electrical panel, storage shed and new sliding back door. This is a truly unique opportunity to own a home that offers space, character, and location in one of Ontario's most desirable communities.

Rooms

20 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain5.07 × 3.44 m16.6 × 11.3 ftFireplace
Family RoomMain3.96 × 3.93 m13.0 × 12.9 ft—
KitchenMain3.45 × 3.07 m11.3 × 10.1 ft—
BreakfastMain3.48 × 2.15 m11.4 × 7.1 ft—
Dining RoomMain3.38 × 3.35 m11.1 × 11.0 ft—
FoyerMain3.43 × 3.14 m11.3 × 10.3 ft—
Powder RoomMain1.50 × 1.00 m4.9 × 3.3 ft—
BedroomMain6.52 × 4.13 m21.4 × 13.5 ftFireplace · Combined w/Great Rm
KitchenMain2.51 × 2.46 m8.2 × 8.1 ft—
BathroomMain2.36 × 1.96 m7.7 × 6.4 ft4 Pc Bath
FoyerMain2.30 × 1.96 m7.5 × 6.4 ft—
Primary BedroomSecond5.11 × 3.35 m16.8 × 11.0 ftWalk-In Closet(s)
BathroomSecond—4 Pc Ensuite
BedroomSecond4.06 × 3.00 m13.3 × 9.8 ft—
BedroomSecond3.48 × 3.43 m11.4 × 11.3 ft—
BedroomSecond3.35 × 2.97 m11.0 × 9.7 ft—
BathroomSecond——
BedroomBasement4.17 × 3.29 m13.7 × 10.8 ft—
Utility RoomBasement7.90 × 6.04 m25.9 × 19.8 ftCombined w/Laundry
Utility RoomBasement4.85 × 3.38 m15.9 × 11.1 ftUnfinished · Combined w/Workshop

Features

  • Accessory Apartment
  • In-Law Capability
  • In-Law Suite

Property details

Property

Property type
detached
Bedrooms
5 + 1
Bathrooms
4
Interior size
2,000 sq ft
Year built
31-50
Lot size
55 × 212.8 ft
Possession
TBD

Interior

Basement
Partially Finished, Full
Heating
Forced Air · Gas
Cooling
Central Air
Fireplaces
2
Exposure
West

Exterior & services

Construction
Vinyl Siding
Parking spaces
8
Sewer
Sewer

Costs

List price
$1,398,000
Property taxes
$6,511 / year (2025)
Price per sq ft
$699
Rental items
HOT WATER HEATER

Listing

MLS® number
X13749122
Status
For sale
Listed
September 5, 2026
Days on market
60
Last updated
September 10, 2026
Listing brokerage
NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 46% of comparable detached listings in Town are asking less.

$854KMedian $1.47M$4.19M
This home
$699 / sq ft
Comparable median
$881 / sq ft

Based on 56 comparable active detached listings in Town. These are asking prices, not sale prices.

Mortgage estimate

Down payment8.2% · minimum $114,800
$114,800
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$7,095.03
Property tax (est.)
$542.59
Estimated monthly
$7,638

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$24,435
Total due on closing
$24,435

An estimate on the asking price of $1,398,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$1,398,000

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