New
48
$1,395,000
518 Gate Street, Niagara-on-the-Lake, ON L0S 1J0
Town
3 bd
3 ba
2,000 sf
3
Listed yesterdayMLS® X14145364
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE
1 / 42
For saleMLS® X13876812
655 Charlotte Street, Niagara-on-the-Lake, ON L0S 1J0
Town · L0S 1J0
$1,499,999
$750 / sq ft4 weeks on market
- Bedrooms
- 3
- Bathrooms
- 3
- Interior
- 2,000 sf
- Parking
- 8
- Lot
- 60 × 120.08 ft
- Age
- 16-30 years
What's special
- Attached garage
- Central air
- Finished basement
- Fireplace
- Primary bedroom - main floor
About this property
Classic Niagara-on-the-Lake charm, beautiful gardens, and pride of ownership welcome you to 655 Charlotte Street. Located in sought-after Old Town, this lovingly maintained 3-bedroom, 2.5-bathroom home offers timeless character and everyday comfort. Framed by mature trees and beautifully landscaped gardens, its handsome brick exterior, charming dormers, and covered entrance create an inviting first impression.The main-floor primary bedroom adds convenience and flexibility, while two additional bedrooms provide space for family, guests, or a home office. A large unfinished basement offers a blank canvas to suit your needs, whether you envision a recreation room, home gym, hobby space, or additional living area. An attached double garage adds everyday practicality.Outside, enjoy the thoughtfully tended gardens and a deck updated approximately three years ago-an ideal setting for morning coffee, outdoor dining, and relaxed evenings with friends and family. Close to the Heritage Trail, Old Town shops and restaurants, and the Shaw Festival Theatre, this home puts the best of Niagara-on-the-Lake within easy reach. A charming, well-cared-for home ready for its next chapter.
Rooms
15 rooms. Dimensions as published by the listing brokerage.
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Foyer | Main | 3.48 × 11.00 m11.4 × 36.1 ft | — |
| Dining Room | Main | 3.45 × 3.81 m11.3 × 12.5 ft | — |
| Living Room | Main | 5.21 × 4.50 m17.1 × 14.8 ft | — |
| Kitchen | Main | 4.09 × 3.35 m13.4 × 11.0 ft | Pantry |
| Breakfast | Main | 3.43 × 3.35 m11.3 × 11.0 ft | — |
| Primary Bedroom | Main | 4.60 × 6.38 m15.1 × 20.9 ft | — |
| Bathroom | Main | 3.86 × 3.76 m12.7 × 12.3 ft | 5 Pc Ensuite |
| Laundry | Main | 4.12 × 1.55 m13.5 × 5.1 ft | — |
| Family Room | Second | 3.56 × 8.28 m11.7 × 27.2 ft | — |
| Bedroom | Second | 4.22 × 3.53 m13.8 × 11.6 ft | — |
| Bedroom | Second | 5.08 × 4.72 m16.7 × 15.5 ft | — |
| Bathroom | Second | 2.57 × 2.26 m8.4 × 7.4 ft | Ensuite Bath |
| Recreation | Basement | 14.66 × 9.75 m48.1 × 32.0 ft | — |
| Other | Basement | 6.93 × 3.86 m22.7 × 12.7 ft | — |
| Office | Basement | 3.45 × 3.56 m11.3 × 11.7 ft | — |
Features
- Primary Bedroom - Main Floor
Property details
Property
- Property type
- detached
- Bedrooms
- 3
- Bathrooms
- 3
- Interior size
- 2,000 sq ft
- Year built
- 16-30
- Lot size
- 60 × 120.08 ft
- Possession
- FLEXIBLE
Interior
- Basement
- Full, Unfinished
- Heating
- Forced Air · Gas
- Cooling
- Central Air
- Fireplaces
- 1
- Exposure
- North
Exterior & services
- Construction
- Brick
- Garage
- Attached
- Parking spaces
- 8
- Sewer
- Sewer
Costs
- List price
- $1,499,999
- Property taxes
- $9,455 / year (2026)
- Price per sq ft
- $750
- Rental items
- HWT
Listing
- MLS® number
- X13876812
- Status
- For sale
- Listed
- October 8, 2026
- Days on market
- 28
- Last updated
- October 9, 2026
- Listing brokerage
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Price & sale history
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Before you make an offer
What this home costs beyond the asking price, and how that price compares to what else is on the market.
How this price compares
This home is priced in line with comparable listings — about 54% of comparable detached listings in Town are asking less.
$854KMedian $1.42M$4.19M
- This home
- $750 / sq ft
- Comparable median
- $881 / sq ft
Based on 56 comparable active detached listings in Town. These are asking prices, not sale prices.
Mortgage estimate
Down payment8.3% · minimum $125,000
Interest rate5-year fixed, illustrative only
Amortization
- Principal & interest
- $7,602.61
- Property tax (est.)
- $787.92
- Estimated monthly
- $8,391
Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.
Land transfer tax
Payable on closing, on top of the purchase price.
- Ontario
- $26,475
- Total due on closing
- $26,475
An estimate on the asking price of $1,499,999. Rates current as of September 2026; confirm the final figure with your real estate lawyer.
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.
Comparable sales nearby
What similar homes in this area actually sold for.
Nearby sold prices are hidden
Recent closed sales for comparable homes in this area — the numbers that tell you whether the asking price is realistic.
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