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For saleMLS® X13635932

68 Elgin Street S, Cambridge, ON N1R 5G5

Galt · N1R 5G5

$649,900

$928 / sq ft

3 months on market

Bedrooms
3+1
Bathrooms
2
Interior
700 sf
Parking
6
Lot
50 × 150 ft

What's special

  • 6 parking spaces
  • Central air
  • Air exchanger
  • Sump pump
  • Water heater

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About this property

Welcome to this stylish, extensively updated 3+1 bedroom bungalow in sought-after Central Cambridge. Set on an exceptional 50' x 150' lot backing directly onto elementary school property, this home offers the space, privacy, and flexibility today's buyers are looking for. The bright open-concept main floor features three bedrooms, hardwood flooring, fresh trim and paint, updated windows and doors, and a beautifully renovated chef's kitchen complete with a center island, gas stove and modern backsplash. Both bathrooms have been updated, while major improvements including furnace, heat pump & A/C all in 24' with 10yr warranty, windows, doors, painting, plumbing, wiring, and a 220V EV plug provide added peace of mind, A newly added walk-in mudroom offers two convenient entrances along with built-in coat, shoe, and closet storage-ideal for busy households. With access to both the upper and lower levels, the layout offers excellent potential for separated living space or a future secondary unit, subject to applicable approvals. The finished lower level anchored by a large great room has a bathroom with walk-in shower, bedroom or home gym perhaps, office, laundry & storage space. Outside, the oversized backyard provides endless possibilities, with room to accommodate a garage and pool if desired. A new fence has been constructed along the driveway side of the property. A move-in-ready home with thoughtful upgrades, a standout lot, and a central location close to schools, parks, amenities, and transit. A must see!

Rooms

12 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain3.81 × 4.47 m12.5 × 14.7 ftCombined w/Dining · Hardwood Floor · Large Window
KitchenMain3.05 × 4.47 m10.0 × 14.7 ftCentre Island · Hardwood Floor · Backsplash
BedroomMain4.06 × 2.92 m13.3 × 9.6 ftHardwood Floor · Closet · Window
BedroomMain4.06 × 2.64 m13.3 × 8.7 ftHardwood Floor · Closet · Window
BedroomMain3.71 × 2.85 m12.2 × 9.4 ftHardwood Floor · Closet · Window
BathroomMain2.92 × 1.98 m9.6 × 6.5 ftHardwood Floor · 4 Pc Bath · Window
Mud RoomMain4.06 × 3.30 m13.3 × 10.8 ftB/I Closet · Breezeway
Great RoomLower5.26 × 4.85 m17.3 × 15.9 ftLaminate · Pot Lights · Window
BedroomLower4.70 × 4.85 m15.4 × 15.9 ftLaminate · Walk-In Closet(s) · Window
OfficeLower2.79 × 2.18 m9.2 × 7.2 ftLaminate · Window
BathroomLower4.06 × 3.07 m13.3 × 10.1 ft4 Pc Bath · Double Sink
LaundryLower4.67 × 2.79 m15.3 × 9.2 ftWindow

Features

  • Air Exchanger
  • Sump Pump
  • Water Heater

Property details

Property

Property type
detached
Bedrooms
3 + 1
Bathrooms
2
Interior size
700 sq ft
Lot size
50 × 150 ft
Zoning
R4
Possession
TBD 30-60

Interior

Basement
Full
Heating
Forced Air · Gas
Cooling
Central Air
Exposure
East

Exterior & services

Construction
Vinyl Siding
Parking spaces
6
Sewer
Sewer

Costs

List price
$649,900
Property taxes
$3,281 / year (2026)
Price per sq ft
$928
Rental items
Hot Water Tank billed Quarterly $132.99 including hst

Listing

MLS® number
X13635932
Status
For sale
Listed
August 4, 2026
Days on market
92
Last updated
August 31, 2026
Listing brokerage
Royal LePage Exchange Realty Co.

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 21% of comparable detached listings in Galt are asking less.

$599KMedian $799K$1.17M
This home
$928 / sq ft
Comparable median
$542 / sq ft

Based on 96 comparable active detached listings in Galt. These are asking prices, not sale prices.

Mortgage estimate

Down payment6.2% · minimum $39,990
$39,990
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$3,372.30
Property tax (est.)
$273.45
Estimated monthly
$3,646

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$9,473
Total due on closing
$9,473

An estimate on the asking price of $649,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of Royal LePage Exchange Realty Co.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$649,900

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