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For saleMLS® X13490744

28 Cottage Street, Niagara-on-the-Lake, ON L0S 1J0

Town · L0S 1J0

$4,499,000

$1,800 / sq ft

4 months on market

Bedrooms
4
Bathrooms
3
Interior
2,500 sf
Parking
6
Lot
18.29 × 35.1 ft
Age
New years

What's special

  • Attached garage
  • 2 fireplaces
  • Newly built
  • Air exchanger
  • Auto garage door remote
  • Bar fridge
  • Built-in oven
  • Carpet free

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About this property

Welcome To 28 Cottage Street, A Single-Family Luxury Bungalow Located In The Heart Of Royal Albion Welcome to one of the most extraordinary homes in Niagara-on-the-Lake. This one-of-a-kind 4-bedroom, 3-bath residence by Gatta Homes showcases the timeless architectural details and exceptional craftsmanship the builder is renowned for. Offering over 4,540 sq. ft. of luxurious living space, the home features state-of-the-art smart home technology that seamlessly controls lighting, climate, audio, and security from the touch of your fingertips.Designed for the future, this remarkable home is equipped with geothermal heating and cooling, solar panels, an electric vehicle charging hookup, and a Tesla battery backup system for efficient, sustainable living. Experience unmatched comfort year-round with radiant in-floor heating throughout every level of the home, including the basement, as well as a fully heated driveway for effortless winter living.A fully equipped elevator provides convenient access to every level, including the lower level, which features 9-foot ceilings, two bedrooms, a custom wine cellar, and a spectacular 5-piece spa-inspired bathroom complete with privacy glass, a steam shower, and a sauna. Every detail has been thoughtfully curated to deliver an unparalleled lifestyle. This is a truly breathtaking home that must be experienced to be appreciated.

Rooms

18 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
FoyerMain——
DenMain4.19 × 3.81 m13.7 × 12.5 ft—
Mud RoomMain3.58 × 2.74 m11.7 × 9.0 ft—
Great RoomMain8.38 × 5.49 m27.5 × 18.0 ft—
Dining RoomMain4.57 × 4.27 m15.0 × 14.0 ft—
KitchenMain4.93 × 3.96 m16.2 × 13.0 ft—
PantryMain2.67 × 2.74 m8.8 × 9.0 ft—
LaundryMain2.59 × 2.16 m8.5 × 7.1 ft—
Primary BedroomMain8.53 × 4.57 m28.0 × 15.0 ft—
BedroomMain3.73 × 4.55 m12.2 × 14.9 ft—
RecreationLower6.60 × 10.03 m21.7 × 32.9 ft—
Media RoomLower4.85 × 4.57 m15.9 × 15.0 ft—
OtherLower5.74 × 4.98 m18.8 × 16.3 ft—
OtherLower4.93 × 4.22 m16.2 × 13.8 ft—
OtherLower3.91 × 9.14 m12.8 × 30.0 ft—
OtherLower2.97 × 2.36 m9.7 × 7.7 ft—
BedroomLower4.22 × 3.96 m13.8 × 13.0 ft—
BedroomLower4.22 × 4.22 m13.8 × 13.8 ft—

Features

  • Air Exchanger
  • Auto Garage Door Remote
  • Bar Fridge
  • Built-In Oven
  • Carpet Free
  • ERV/HRV
  • Generator - Partial
  • Intercom
  • Other
  • Primary Bedroom - Main Floor
  • Sauna
  • Separate Heating Controls
  • Solar Owned
  • Steam Room
  • Sump Pump
  • Water Heater
  • Water Heater Owned
  • Water Meter

Property details

Property

Property type
detached
Bedrooms
4
Bathrooms
3
Interior size
2,500 sq ft
Year built
New
Lot size
18.29 × 35.1 ft
Possession
Flexible

Interior

Basement
Full
Heating
Other · Ground Source
Cooling
Other
Fireplaces
2
Exposure
East

Exterior & services

Construction
Stone, Stucco (Plaster)
Garage
Attached
Parking spaces
6
Sewer
Sewer

Costs

List price
$4,499,000
Property taxes
$11,966 / year (2025)
Price per sq ft
$1,800

Listing

MLS® number
X13490744
Status
For sale
Listed
June 25, 2026
Days on market
132
Last updated
June 25, 2026
Listing brokerage
REVEL Realty Inc., Brokerage

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced above most comparable listings — about 93% of comparable detached listings in Town are asking less.

$854KMedian $1.42M$3.70M
This home
$1,800 / sq ft
Comparable median
$847 / sq ft

Based on 56 comparable active detached listings in Town. These are asking prices, not sale prices.

Mortgage estimate

Down payment20.0% · minimum $899,800
$899,800
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$19,900.59
Property tax (est.)
$997.20
Estimated monthly
$20,898

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$98,950
Total due on closing
$98,950

An estimate on the asking price of $4,499,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of REVEL Realty Inc., Brokerage. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$4,499,000

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