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For saleNew listingMLS® X14137848

4227 County 45 Road, Hamilton Township, ON K9A 0X3

Rural Hamilton · K9A 0X3

$869,000

$1,241 / sq ft

3 days on market

Bedrooms
2+2
Bathrooms
2
Interior
700 sf
Parking
12
Lot
125 × 330.7 ft

What's special

  • Detached garage
  • Central air
  • Walk-out basement
  • Fireplace
  • In-law capability
  • Primary bedroom - main floor

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About this property

Nestled on the north end of Cobourg, this spacious 1-acre property offers a carpet-free layout with plenty of room to grow, including the potential for an in-law suite on the lower level. The main floor features a bright, airy living room with crown moulding and wall of windows that flood the space with natural light. Flowing seamlessly into the dining area, its perfect for family gatherings and entertaining. The kitchen is functional and stylish with a bayed breakfast nook, coffee bar, tile backsplash, generous cabinetry and counter space, a pantry for extra storage, and a walkout to the back deck, which is ideal for summer BBQS and outdoor living. The main level is complete with two well-appointed bedrooms and a bathroom with a walk-in shower enclosure. Downstairs, the lower level offers incredible versatility for multigenerational living. It features a separate entrance, spacious rec room with a cozy fireplace, and a flexible area for a games room or office. Two additional bedrooms, full bathroom, and laundry room provide comfort and convenience for extended family or guests. Step outside to your private backyard retreat. The upper-level deck off the kitchen provides sweeping views of the forested Northumberland hills. A spiral staircase leads to a lower patio perfect for al fresco dining. Mature trees and landscaping enhance privacy, while raised flower beds and generous green space offer room to garden, play, or simply unwind. Located just minutes from Cobourg's downtown amenities and with easy access to Highway 401, this property offers tranquility and convenience.

Rooms

12 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain4.75 × 3.90 m15.6 × 12.8 ft—
Dining RoomMain2.64 × 4.05 m8.7 × 13.3 ft—
KitchenMain3.61 × 4.59 m11.8 × 15.1 ft—
Primary BedroomMain4.27 × 3.27 m14.0 × 10.7 ft—
Bedroom 2Main3.34 × 2.92 m11.0 × 9.6 ft—
BathroomMain2.33 × 1.56 m7.6 × 5.1 ft4 Pc Bath
Game RoomLower4.74 × 4.06 m15.6 × 13.3 ft—
RecreationLower3.43 × 3.88 m11.3 × 12.7 ft—
Bedroom 3Lower4.85 × 3.77 m15.9 × 12.4 ft—
Bedroom 4Lower3.34 × 2.92 m11.0 × 9.6 ft—
BathroomLower2.33 × 1.56 m7.6 × 5.1 ft4 Pc Bath
Utility RoomLower1.90 × 3.77 m6.2 × 12.4 ft—

Features

  • In-Law Capability
  • Primary Bedroom - Main Floor

Property details

Property

Property type
detached
Bedrooms
2 + 2
Bathrooms
2
Interior size
700 sq ft
Lot size
125 × 330.7 ft
Possession
TBD

Interior

Basement
Walk-Out, Finished
Heating
Forced Air · Gas
Cooling
Central Air
Fireplaces
1
Exposure
East

Exterior & services

Construction
Brick
Garage
Detached
Parking spaces
12
Sewer
Septic

Costs

List price
$869,000
Property taxes
$4,889 / year (2026)
Price per sq ft
$1,241
Rental items
Hot Water Tank, Telus Security System.

Listing

MLS® number
X14137848
Status
For sale
Listed
November 2, 2026
Days on market
3
Last updated
November 2, 2026
Listing brokerage
RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 38% of comparable detached listings in Rural Hamilton are asking less.

$599KMedian $937K$1.77M
This home
$1,241 / sq ft
Comparable median
$576 / sq ft

Based on 42 comparable active detached listings in Rural Hamilton. These are asking prices, not sale prices.

Mortgage estimate

Down payment7.1% · minimum $61,900
$61,900
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$4,462.59
Property tax (est.)
$407.39
Estimated monthly
$4,870

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$13,855
Total due on closing
$13,855

An estimate on the asking price of $869,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$869,000

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