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For saleNew listingMLS® X14125538

18 Josephine Street, St. Catharines, ON L2S 1J2

Western Hill · L2S 1J2

$829,000

$415 / sq ft

1 weeks on market

Bedrooms
3+2
Bathrooms
3
Interior
2,000 sf
Parking
4
Lot
35.89 × 102.17 ft

What's special

  • 4 parking spaces
  • Central air
  • Basement apartment
  • Carpet free
  • On demand water heater
  • Separate hydro meter
  • Water heater owned
  • Separate heating controls

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About this property

Expertly crafted by a custom builder, this exceptional legal duplex offers two beautifully finished, fully self-contained residences, quality construction and the added peace of mind of a Tarion warranty. Ideal for investors, multigenerational families or those seeking to offset ownership costs with rental income, the property offers remarkable flexibility without sacrificing privacy.Occupying the main and upper floors, the spacious two-storey residence features three bedrooms, including a principal bedroom with ensuite privilege. Generous windows fill the home with natural light, while the thoughtfully designed kitchen features a peninsula for meal preparation and casual dining. Patio doors open to a composite rear deck, perfect for outdoor dining, entertaining or simply quiet relaxation.The inviting lower-level residence is equally well appointed, offering two bedrooms, a comfortable living room and a stylish kitchen with an island. With its own dedicated living spaces, it provides an excellent option for tenants or extended family. Both residences include appliances, separate utility systems and individually owned on-demand hot water systems, enhancing convenience and independence. A composite front porch and driveway parking add to the property's appeal. Conveniently located near the train station, everyday amenities and highway access, this custom-built duplex combines modern comfort, thoughtful design and exceptional versatility. A remarkable blend of craftsmanship, comfort, and investment potential! Discover the possibilities

Rooms

17 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain4.88 × 4.98 m16.0 × 16.3 ftBay Window
Dining RoomMain5.96 × 2.86 m19.6 × 9.4 ft—
KitchenMain3.32 × 3.56 m10.9 × 11.7 ftB/I Appliances · Backsplash
OtherMain2.64 × 3.56 m8.7 × 11.7 ftW/O To Patio
PantryMain0.65 × 0.66 m2.1 × 2.2 ft—
BathroomMain0.97 × 1.78 m3.2 × 5.8 ft—
Primary BedroomSecond3.36 × 4.09 m11.0 × 13.4 ftSemi Ensuite
Bedroom 2Second3.03 × 4.49 m9.9 × 14.7 ft—
Bedroom 3Second2.83 × 4.49 m9.3 × 14.7 ft—
BathroomSecond2.50 × 2.75 m8.2 × 9.0 ft—
Utility RoomSecond2.00 × 1.86 m6.6 × 6.1 ftCombined w/Laundry
KitchenLower2.83 × 4.79 m9.3 × 15.7 ftCentre Island · B/I Appliances · Backsplash
Living RoomLower3.13 × 4.61 m10.3 × 15.1 ftAbove Grade Window
BedroomLower3.03 × 4.82 m9.9 × 15.8 ftAbove Grade Window
Bedroom 2Lower2.83 × 3.36 m9.3 × 11.0 ftAbove Grade Window
BathroomLower3.03 × 1.59 m9.9 × 5.2 ft—
Utility RoomLower1.65 × 2.29 m5.4 × 7.5 ftCombined w/Laundry

Features

  • Carpet Free
  • On Demand Water Heater
  • Separate Hydro Meter
  • Water Heater Owned
  • Separate Heating Controls

Property details

Property

Property type
multiplex
Bedrooms
3 + 2
Bathrooms
3
Interior size
2,000 sq ft
Lot size
35.89 × 102.17 ft
Zoning
R2
Possession
Immediate

Interior

Basement
Separate Entrance, Walk-Up, Full, Apartment
Heating
Forced Air · Gas
Cooling
Central Air
Exposure
North

Exterior & services

Construction
Vinyl Siding, Brick
Parking spaces
4
Sewer
Sewer

Costs

List price
$829,000
Price per sq ft
$415
Rental items
NONE

Listing

MLS® number
X14125538
Status
For sale
Listed
October 28, 2026
Days on market
7
Last updated
October 28, 2026
Listing brokerage
RE/MAX NIAGARA REALTY LTD, BROKERAGE

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced above most comparable listings — about 78% of comparable multiplex listings in St. Catharines are asking less.

$400KMedian $512K$1000K
This home
$415 / sq ft
Comparable median
$404 / sq ft

Based on 32 comparable active multiplex listings in St. Catharines. These are asking prices, not sale prices.

Mortgage estimate

Down payment7.0% · minimum $57,900
$57,900
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$4,263.54
Estimated monthly
$4,264

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$13,055
Total due on closing
$13,055

An estimate on the asking price of $829,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$829,000

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