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For saleMLS® X14120244

90 Kozy Kove Road, Kawartha Lakes, ON K0M 1C0

Somerville · K0M 1C0

$689,900

$460 / sq ft

1 weeks on market

Bedrooms
3
Bathrooms
2
Interior
1,500 sf
Parking
4
Lot
78 × 0 ft
Age
51-99 years

What's special

  • 4 parking spaces
  • Central air
  • Water heater

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About this property

Welcome to 90 Kozy Kove, a peaceful waterfront retreat on the Burnt River, just minutes from Fenelon Falls for shopping and amenities, and under two hours to the GTA. This beautifully finished year-round home or cottage offers 4 bedrooms and 1.5 bathrooms, set on a 0.38-acre lot with 78 feet of waterfront. As you enter, you're immediately greeted with stunning river views from both the living room and the eat-in kitchen. The kitchen offers ample cabinetry and pantry space, perfect for family living or entertaining. Main floor laundry and a convenient 2-piece bathroom are located off the entryway. Upstairs, you'll find three spacious bedrooms and a 4-piece bath. Additional features include a durable steel roof, propane furnace, and central air conditioning for year-round comfort. Whether you're looking for a full-time residence or a seasonal getaway, this is a fantastic opportunity to enjoy waterfront living and start creating memories by the summer holidays. Ideally located just minutes from ATV and OFSC snowmobile trails, this property offers endless year-round outdoor recreation in a serene natural setting.

Rooms

9 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain7.06 × 8.17 m23.2 × 26.8 ft—
Utility RoomMain2.20 × 2.93 m7.2 × 9.6 ft—
OfficeMain3.78 × 2.91 m12.4 × 9.5 ft—
Dining RoomMain8.78 × 2.88 m28.8 × 9.4 ft—
KitchenMain4.91 × 2.91 m16.1 × 9.5 ftEat-in Kitchen · W/O To Deck
PantryMain0.75 × 1.05 m2.5 × 3.4 ft—
Primary BedroomSecond3.40 × 3.66 m11.2 × 12.0 ft—
Bedroom 2Second3.08 × 3.67 m10.1 × 12.0 ft—
Bedroom 3Second3.16 × 3.31 m10.4 × 10.9 ft—

Features

  • Water Heater

Property details

Property

Property type
detached
Bedrooms
3
Bathrooms
2
Interior size
1,500 sq ft
Year built
51-99
Zoning
LSR (F)
Possession
TBD

Interior

Heating
Forced Air · Propane
Cooling
Central Air
Exposure
West

Exterior & services

Construction
Vinyl Siding
Parking spaces
4
Water
Lake/River
Sewer
Septic

Costs

List price
$689,900
Property taxes
$3,774 / year (2026)
Price per sq ft
$460
Rental items
Propane Tank

Listing

MLS® number
X14120244
Status
For sale
Listed
October 27, 2026
Days on market
9
Last updated
November 3, 2026
Listing brokerage
Re/Max All-Stars Realty Inc.

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 48% of comparable detached listings in Somerville are asking less.

$434KMedian $698K$1.18M
This home
$460 / sq ft
Comparable median
$582 / sq ft

Based on 27 comparable active detached listings in Somerville. These are asking prices, not sale prices.

Mortgage estimate

Down payment6.4% · minimum $43,990
$43,990
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$3,571.35
Property tax (est.)
$314.50
Estimated monthly
$3,886

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$10,273
Total due on closing
$10,273

An estimate on the asking price of $689,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of Re/Max All-Stars Realty Inc.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$689,900

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