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For saleMLS® X14113496

490 Niagara Street, St. Catharines, ON L2M 3P5

Vine/Linwell · L2M 3P5

$609,900

$554 / sq ft

1 weeks on market

Bedrooms
3+1
Bathrooms
2
Interior
1,100 sf
Parking
6
Lot
87 × 115.7 ft
Age
51-99 years

What's special

  • Attached garage
  • Central air
  • Finished basement
  • Fireplace
  • Guest accommodations
  • In-law capability
  • Workbench
  • Sump pump

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About this property

Incredible family home in North End St Catharines. Sitting on a good size irregular shaped lot (87ft x 150ft), this solid brick sidesplit boasts nearly 2,400sqft of living space including all four levels, plus a 3-season sunroom in the rear, and a double attached garage. Main floor is a functional design. Front facing living room with huge windows, formal dining leading into the kitchen. Overabundance of storage in the new kitchen cabinets, lots of counter space with quality quartz countertops. Upper level holds 3 good size bedrooms, each with large closets and windows. 3-piece bathroom with accessible shower. Lower level has a workshop room with an ensuite 3-piece bathroom. Another large room - which could be a 4th bedroom, family room or office. Basement has a rec room with wood burning fireplace, and a utility/laundry room. The lower level has separate entrance through a walk-up into the rear sunroom. This could be a functional space for in-law suite or separate unit. Amazing house layout provides some excellent potential for future usages/conversions or flexible living arrangements. 100AMP breakers. Sump pump. Forced air gas furnace & AC. HWT-Gas. Water Filtration System. Gutter leaf guards on eaves. Fully rear fenced yard. Harvest your own vegetables in the garden, and enjoy fresh fruit from 2 cherry trees in the front, and a mature apple tree in the rear yard.

Rooms

13 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
KitchenMain4.00 × 2.80 m13.1 × 9.2 ft—
Dining RoomMain3.60 × 2.10 m11.8 × 6.9 ft—
Living RoomMain3.50 × 5.00 m11.5 × 16.4 ft—
SunroomMain6.20 × 3.40 m20.3 × 11.2 ft—
BedroomUpper5.10 × 2.80 m16.7 × 9.2 ft—
Bedroom 2Upper3.10 × 2.90 m10.2 × 9.5 ft—
Bedroom 3Upper3.10 × 2.80 m10.2 × 9.2 ft—
BathroomUpper1.80 × 2.00 m5.9 × 6.6 ft3 Pc Bath
WorkshopLower3.90 × 5.80 m12.8 × 19.0 ft—
BathroomLower2.20 × 1.30 m7.2 × 4.3 ft3 Pc Bath
Bedroom 4Lower3.90 × 5.00 m12.8 × 16.4 ft—
RecreationBasement3.90 × 5.00 m12.8 × 16.4 ft—
LaundryBasement3.30 × 6.10 m10.8 × 20.0 ft—

Features

  • Guest Accommodations
  • In-Law Capability
  • Workbench
  • Sump Pump

Property details

Property

Property type
detached
Bedrooms
3 + 1
Bathrooms
2
Interior size
1,100 sq ft
Year built
51-99
Lot size
87 × 115.7 ft
Zoning
R1
Possession
FLEXIBLE

Interior

Basement
Full, Partially Finished
Heating
Forced Air · Gas
Cooling
Central Air
Fireplaces
1
Exposure
East

Exterior & services

Construction
Brick
Garage
Attached
Parking spaces
6
Sewer
Sewer

Costs

List price
$609,900
Property taxes
$5,352 / year (2025)
Price per sq ft
$554
Rental items
HWT

Listing

MLS® number
X14113496
Status
For sale
Listed
October 23, 2026
Days on market
12
Last updated
November 4, 2026
Listing brokerage
COLDWELL BANKER ADVANTAGE REAL ESTATE INC, BROKERAGE

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 31% of comparable detached listings in Vine/Linwell are asking less.

$575KMedian $654K$849K
This home
$554 / sq ft
Comparable median
$627 / sq ft

Based on 26 comparable active detached listings in Vine/Linwell. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.9% · minimum $35,990
$35,990
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$3,173.25
Property tax (est.)
$446.00
Estimated monthly
$3,619

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$8,673
Total due on closing
$8,673

An estimate on the asking price of $609,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of COLDWELL BANKER ADVANTAGE REAL ESTATE INC, BROKERAGE. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$609,900

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