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For saleMLS® X14111200

10 Mill Creek Road 5, Cambridge, ON N1R 1J6

Galt · N1R 1J6

$409,999

+ $440/mo maintenance$456 / sq ft

1 weeks on market

Bedrooms
3
Bathrooms
2
Interior
900 sf
Parking
2
Age
31-50 years

What's special

  • 2 parking spaces
  • North exposure
  • Finished basement
  • Pets with restrictions
  • Common elements, Building insurance, Parking included
  • Water heater owned

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About this property

Affordability and location come together at Unit 5 - 10 Mill Creek Road, Cambridge. This well-maintained two-storey condo townhouse is perfectly suited for first-time buyers or those looking to stop renting and start building a future. Ideally located just minutes from Highway 401, shopping, and everyday amenities, it offers effortless commuting and convenience. The home features approximately 1,500 sq ft of finished living space across three fully finished levels, including three spacious bedrooms and two full bathrooms, providing plenty of room for families or a functional work-from-home setup. The finished basement adds valuable additional living space, and the home is complete with a private yard and low condo fees, making it move-in ready and prepared for its next chapter.

Features

  • Water Heater Owned

Property details

Property

Property type
condo townhouse
Bedrooms
3
Bathrooms
2
Interior size
900 sq ft
Year built
31-50
Zoning
R4
Possession
30-59 days

Interior

Basement
Finished
Heating
Baseboard · Electric
Exposure
North

Exterior & services

Construction
Brick, Vinyl Siding
Parking spaces
2

Condominium

Corporation
15 WSCP
Property manager
Mill Creek Management
Pets
Yes-with Restrictions
Fee includes
Common Elements Included, Building Insurance Included, Parking Included

Costs

List price
$409,999
Property taxes
$2,177 / year (2025)
Maintenance fee
$440 / month
Price per sq ft
$456

Listing

MLS® number
X14111200
Status
For sale
Listed
October 23, 2026
Days on market
12
Last updated
October 23, 2026
Listing brokerage
RE/MAX TWIN CITY REALTY INC.

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 13% of comparable condo townhouse listings in Galt are asking less.

$404KMedian $520K$664K
This home
$456 / sq ft
Comparable median
$419 / sq ft

Based on 23 comparable active condo townhouse listings in Galt. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $20,500
$20,500
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,153.61
Property tax (est.)
$181.42
Maintenance fee
$440.00
Estimated monthly
$2,775

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$4,675
Total due on closing
$4,675

An estimate on the asking price of $409,999. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of RE/MAX TWIN CITY REALTY INC.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$409,999

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