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For saleMLS® X14111178

469 St. Paul Street, St. Catharines, ON L2R 3N4

Downtown · L2R 3N4

$3,400,000

$752 / sq ft

1 weeks on market

Total area
4,520 sf
Lot
44.66 × 122.32 ft
Age
31-50 years

What's special

  • Yes

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About this property

Flagship commercial property with exceptional visibility, facing one of St. Catharine's highest traffic intersections. The main floor is comprised of 2,883 square feet with access to the rear paved parking lot with 5 parking spaces. The basement and second floor are 668 and 999 square feet respectively. The building also features two combination vaults, recalling its original banking origins. This property offers a live / work potential and would make a worthy location for established retail, commercial offices, residential conversion or/for land assembly for a larger development.

Property details

Property

Property type
retail
Interior size
4,520 sq ft
Year built
31-50
Lot size
44.66 × 122.32 ft
Zoning
M1-107
Possession
Flexible

Interior

Heating
Gas Forced Air Closed
Cooling
Yes

Exterior & services

Sewer
Sanitary

Costs

List price
$3,400,000
Property taxes
$14,502 / year (2026)
Price per sq ft
$752

Listing

MLS® number
X14111178
Status
For sale
Listed
October 23, 2026
Days on market
13
Last updated
October 23, 2026
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY, BROKERAGE

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced above most comparable listings — about 95% of comparable retail listings in Downtown are asking less.

$290KMedian $840K$1.82M
This home
$752 / sq ft
Comparable median
$265 / sq ft

Based on 22 comparable active retail listings in Downtown. These are asking prices, not sale prices.

Mortgage estimate

Down payment20.0% · minimum $680,000
$680,000
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$15,039.35
Property tax (est.)
$1,208.49
Estimated monthly
$16,248

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$71,475
Total due on closing
$71,475

An estimate on the asking price of $3,400,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY, BROKERAGE. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$3,400,000

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