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For saleMLS® X14108118

22 Elm Street, St. Catharines, ON L2P 2B7

Oakdale · L2P 2B7

$549,000

$499 / sq ft

1 weeks on market

Bedrooms
2+2
Bathrooms
2
Interior
1,100 sf
Parking
3
Lot
29.29 × 132.05 ft
Age
6-15 years

What's special

  • Built-in garage
  • Central air
  • Basement apartment
  • Fireplace
  • Accessory apartment
  • Primary bedroom - main floor

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About this property

Beautiful 2018-Built Semi-Detached Bungalow with a Finished Basement & Separate Side Entrance! Welcome to this beautifully maintained 2-bedroom semi-detached bungalow offering approximately 1,268 sq. ft. of living space in one of St. Catharines' most desirable neighbourhoods! Built in 2018, this home combines modern construction, functional design, and exceptional versatility, making it an ideal opportunity for first-time homebuyers, growing families, or savvy investors. The professionally finished basement features a separate side entrance and a 2-bedroom in-law/nanny suite, offering excellent potential for extended family living or additional income opportunities, subject to applicable municipal requirements. With its flexible layout and added living space, this property offers outstanding value and versatility. Whether you're looking to enter the real estate market, accommodate extended family, or expand your investment portfolio, this home presents an excellent opportunity in a sought-after St. Catharines location. Don't miss your chance to own this fantastic property with incredible potential! A must-see home offering comfort, flexibility, and investment appeal!

Rooms

10 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Family RoomMain7.30 × 3.95 m24.0 × 13.0 ftCombined w/Dining
Dining RoomMain4.53 × 3.14 m14.9 × 10.3 ftCombined w/Kitchen
KitchenMain4.24 × 2.90 m13.9 × 9.5 ftStainless Steel Appl
Primary BedroomMain5.28 × 4.10 m17.3 × 13.5 ftWalk-In Closet(s)
Bedroom 2Main4.06 × 3.04 m13.3 × 10.0 ftCloset
Family RoomBasement5.86 × 3.81 m19.2 × 12.5 ftVinyl Floor
KitchenBasement6.40 × 3.10 m21.0 × 10.2 ft—
Bedroom 3Basement3.36 × 2.97 m11.0 × 9.7 ftVinyl Floor
Bedroom 4Basement4.43 × 2.96 m14.5 × 9.7 ftVinyl Floor
Room——

Features

  • Accessory Apartment
  • Primary Bedroom - Main Floor

Property details

Property

Property type
semi detached
Bedrooms
2 + 2
Bathrooms
2
Interior size
1,100 sq ft
Year built
6-15
Lot size
29.29 × 132.05 ft
Zoning
R2
Possession
TBA

Interior

Basement
Apartment, Separate Entrance
Heating
Forced Air · Gas
Cooling
Central Air
Fireplaces
1
Exposure
East

Exterior & services

Construction
Brick, Aluminum Siding
Garage
Built-In
Parking spaces
3
Sewer
Sewer

Costs

List price
$549,000
Property taxes
$5,829 / year (2025)
Price per sq ft
$499
Rental items
HOT WATER TANK.

Listing

MLS® number
X14108118
Status
For sale
Listed
October 22, 2026
Days on market
13
Last updated
November 3, 2026
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 53% of comparable semi-detached listings in St. Catharines are asking less.

$437KMedian $530K$634K
This home
$499 / sq ft
Comparable median
$599 / sq ft

Based on 36 comparable active semi-detached listings in St. Catharines. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.4% · minimum $29,900
$29,900
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,870.19
Property tax (est.)
$485.75
Estimated monthly
$3,356

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$7,455
Total due on closing
$7,455

An estimate on the asking price of $549,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$549,000

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