44 Lowell Avenue, St. Catharines, ON L2R 2E1
Downtown · L2R 2E1
$424,900
$256 / sq ft2 weeks on market
- Total area
- 1,657 sf
- Lot
- 27 × 97.5 ft
- Age
- 100+ years
About this property
CHARM, SPACE & VERSATILITY IN THIS ST. CATHARINES DUPLEX! Whether you're looking for a smart investment, an owner-occupied opportunity or the perfect multigenerational living arrangement, this charming 2-unit duplex offers plenty of possibilities. The extra-spacious main floor unit is filled with character, featuring beautiful hardwood flooring throughout, 2 generous bedrooms, a 4-piece bathroom, a functional kitchen and a bright, open-concept living and dining area with plenty of room to entertain. Enjoy direct access to the quaint, fully fenced backyard, along with convenient basement access for laundry and storage.The second-floor unit offers a bright and inviting 2-bedroom layout with a practical kitchen and comfortable living space. With estimated monthly rental potential of approximately $1,950 for the main floor and $1,700 for the upper unit, this property offers excellent income potential. Listing agents are happy to assist in securing tenants prior to closing!Outside, enjoy a charming, fully fenced backyard, perfect for relaxing, gardening or entertaining. The seller is also willing to add a single front-yard parking space if desired.Location is another standout feature! Conveniently situated close to schools, parks, public transit, shopping and everyday amenities, with quick access to both the QEW and Highway 406. Just minutes from the vibrant downtown St. Catharines hub, with its fantastic restaurants, shops and entertainment! Notable updates include a new sewer line (2025), roof improvements including a newer portion of the rear roof replaced in 2026 and the remaining 8-10 years old, an owned hot water tank (approx. 5 years), removal of all knob-and-tube wiring, two 100-amp breaker panels & a high-efficiency furnace (approx. 5 years). Live in 1, rent the other, or add a versatile income property to your portfolio! The 2 estimated rents total $3,650/month or $43,800/year in potential gross rental income, which is a nice selling feature for investors.
Property details
Property
- Property type
- investment
- Interior size
- 1,657 sq ft
- Year built
- 100+
- Lot size
- 27 × 97.5 ft
- Zoning
- R2
- Possession
- IMMEDIATE
Interior
- Heating
- Gas Forced Air Closed
- Cooling
- No
Costs
- List price
- $424,900
- Property taxes
- $3,020 / year (2025)
- Price per sq ft
- $256
Listing
- MLS® number
- X14094084
- Status
- For sale
- Listed
- October 19, 2026
- Days on market
- 16
- Last updated
- October 30, 2026
- Listing brokerage
- RE/MAX NIAGARA REALTY LTD, BROKERAGE
Price & sale history
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Before you make an offer
What this home costs beyond the asking price, and how that price compares to what else is on the market.
How this price compares
This home is priced below most comparable listings — about 7% of comparable multi-unit / investment listings in St. Catharines are asking less.
- This home
- $256 / sq ft
- Comparable median
- $238 / sq ft
Based on 14 comparable active multi-unit / investment listings in St. Catharines. These are asking prices, not sale prices.
Mortgage estimate
- Principal & interest
- $2,231.88
- Property tax (est.)
- $251.67
- Estimated monthly
- $2,484
Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.
Land transfer tax
Payable on closing, on top of the purchase price.
- Ontario
- $4,973
- Total due on closing
- $4,973
An estimate on the asking price of $424,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.
Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.
Comparable sales nearby
What similar homes in this area actually sold for.
Nearby sold prices are hidden
Recent closed sales for comparable homes in this area — the numbers that tell you whether the asking price is realistic.
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