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For saleMLS® X14032934

45 Phipps Street, Fort Erie, ON L2A 2V3

Central · L2A 2V3

$449,900

$643 / sq ft

3 weeks on market

Bedrooms
3
Bathrooms
1
Interior
700 sf
Parking
3
Lot
38.41 × 121.7 ft

What's special

  • 3 parking spaces
  • Central air
  • Finished basement
  • Primary bedroom - main floor

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About this property

Welcome to 45 Phipps Street, a beautifully refreshed home offering modern finishes, functional living space and a convenient Fort Erie location just steps to the Niagara River. The main floor has been thoughtfully renovated with a bright, open feel throughout, featuring three comfortable bedrooms, stylish flooring and a clean, contemporary bathroom along with the added convenience of main floor laundry. The kitchen is both practical and inviting, complete with stainless steel appliances, a breakfast island and plenty of space for everyday living or casual entertaining. Quality updates can be found throughout the home, including refreshed drywall, updated windows, porcelain tile in the entryway and bathroom and an upgraded bath with a deep tub, modern tile work and a sleek finished look. The lower level offers added flexibility with natural light from the updated basement windows, making it a great option for storage, hobbies, a future rec room or additional living potential. Upstairs, the spacious attic is a standout bonus, offering impressive extra space for storage, hobbies or future finishing possibilities. Outside, the generous backyard size adds even more to love, offering plenty of green space for kids, pets, gardening or summer entertaining. Complete with a deck and storage shed, it's a functional outdoor space with room to enjoy. Tucked into a friendly Fort Erie neighbourhood, this home offers the perfect mix of comfort, convenience and move-in-ready charm. Whether you're a first-time buyer, downsizer or investor, you'll love being close to schools, parks, shopping, restaurants and everyday amenities. A wonderful opportunity to own a welcoming home with style, function and room to make it your own. If you are looking to live close to the water for a fraction of the price, 45 Phipps St could be the one! Book your showing today!

Rooms

8 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain4.96 × 3.59 m16.3 × 11.8 ft—
Dining RoomMain3.38 × 3.75 m11.1 × 12.3 ft—
KitchenMain4.62 × 3.79 m15.2 × 12.4 ft—
BathroomMain1.53 × 2.00 m5.0 × 6.6 ft—
LaundryMain3.32 × 3.56 m10.9 × 11.7 ft—
Primary BedroomMain2.81 × 3.76 m9.2 × 12.3 ft—
Bedroom 2Main2.81 × 2.92 m9.2 × 9.6 ft—
Bedroom 3Main2.81 × 3.07 m9.2 × 10.1 ft—

Features

  • Primary Bedroom - Main Floor

Property details

Property

Property type
detached
Bedrooms
3
Bathrooms
1
Interior size
700 sq ft
Lot size
38.41 × 121.7 ft
Zoning
R2
Possession
Flexible

Interior

Basement
Full, Unfinished
Heating
Forced Air · Gas
Cooling
Central Air
Exposure
South

Exterior & services

Construction
Vinyl Siding
Parking spaces
3
Sewer
Sewer

Costs

List price
$449,900
Property taxes
$2,426 / year (2026)
Price per sq ft
$643
Rental items
Hot Water Heater.

Listing

MLS® number
X14032934
Status
For sale
Listed
October 14, 2026
Days on market
22
Last updated
October 15, 2026
Listing brokerage
EXP REALTY

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 33% of comparable detached listings in Central are asking less.

$344KMedian $492K$817K
This home
$643 / sq ft
Comparable median
$432 / sq ft

Based on 54 comparable active detached listings in Central. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $22,495
$22,495
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,363.20
Property tax (est.)
$202.17
Estimated monthly
$2,565

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$5,473
Total due on closing
$5,473

An estimate on the asking price of $449,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of EXP REALTY. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$449,900

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