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For saleMLS® X13868862

30 Dickson Street, Cambridge, ON N1R 1T4

Galt · N1R 1T4

$3,800,000

$614 / sq ft

4 weeks on market

Total area
6,186 sf
Lot
75.41 × 80.16 ft

What's special

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About this property

Exceptional mixed-use investment opportunity in the heart of historic Downtown Cambridge. Located on a prominent corner at Dickson St & Ainslie St N, this three-storey property features 19 residential units and 3 street-front retail units totaling approx. 4,813 SF. The residential mix includes 10 rooming-house-style units, 2 studios, 4 one-bedrooms and 3 two-bedrooms, plus on-site laundry. Approximately $795,000 has been invested in capital improvements including suite renovations, roofing, windows, common areas, fire/life-safety systems and security upgrades. Ideally located near City Hall, the Cambridge Farmers' Market, Grand River, restaurants, shops, transit and downtown amenities. A key feature of the offering is the required assumption of the existing mortgage, carrying a favourable 4.00% interest rate with maturity on June 1, 2033. Based on the September 1, 2026 scheduled balance, the mortgage represents approximately 90% of the $3,800,000 asking price, offering qualified purchasers a compelling opportunity to acquire a well-located downtown asset with a low initial equity requirement.

Property details

Property

Property type
investment
Interior size
6,186 sq ft
Lot size
75.41 × 80.16 ft
Zoning
(F)C1RM1
Possession
Immediate

Interior

Heating
Gas Forced Air Closed
Cooling
Partial

Costs

List price
$3,800,000
Property taxes
$33,007 / year (2026)
Price per sq ft
$614

Listing

MLS® number
X13868862
Status
For sale
Listed
October 6, 2026
Days on market
29
Last updated
October 6, 2026
Listing brokerage
COLLIERS

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

Mortgage estimate

Down payment20.0% · minimum $760,000
$760,000
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$16,808.68
Property tax (est.)
$2,750.60
Estimated monthly
$19,559

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$81,475
Total due on closing
$81,475

An estimate on the asking price of $3,800,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of COLLIERS. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$3,800,000

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