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For saleMLS® X13860070

120 St Andrews Street, Cambridge, ON N1S 1M9

Galt · N1S 1M9

$899,000

$599 / sq ft

1 months on market

Bedrooms
5
Bathrooms
3
Interior
1,500 sf
Parking
5
Lot
78 × 125 ft
Age
100+ years

What's special

  • Detached garage
  • Finished basement

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About this property

Step into the charm and elegance of a bygone era with this majestic 2-storey brick century home, built circa 1913. Set on a generous lot with a detached double garage, this distinctive property offers a rare combination of historic character, spaciousness, and exciting potential.Inside, original architectural details create a truly special atmosphere, including beautiful oak floors, original wood trim, solid wood pillars in the welcoming front foyer, elegant French doors, and a striking wood staircase-all showcasing the craftsmanship of the era. The home was originally designed as a 4-bedroom residence and features a convenient walk-up attic offering additional space and future possibilities. A rear addition currently incorporates a 1-bedroom apartment, providing a flexible setup for extended family, guests, or potential rental use, subject to applicable approvals.Outside, the large lot and detached double garage provide valuable space rarely found with homes of this vintage.Whether you're looking to restore the home's original charm, reimagine the layout, or create a personalized residence with character and history, this property offers an exceptional canvas for your vision.A rare opportunity to own a piece of history and make it your own.

Rooms

11 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
FoyerGround3.96 × 3.66 m13.0 × 12.0 ftHardwood Floor
Living RoomGround3.96 × 3.66 m13.0 × 12.0 ftHardwood Floor · French Doors
Dining RoomGround4.27 × 3.66 m14.0 × 12.0 ftHardwood Floor · French Doors
KitchenGround3.66 × 3.35 m12.0 × 11.0 ftCeramic Floor
DenGround3.35 × 2.13 m11.0 × 7.0 ft2 Pc Bath
BedroomSecond3.66 × 3.05 m12.0 × 10.0 ft—
Bedroom 2Second3.66 × 3.05 m12.0 × 10.0 ft—
KitchenSecond3.66 × 2.13 m12.0 × 7.0 ft—
Living RoomSecond3.35 × 3.20 m11.0 × 10.5 ft—
BedroomSecond3.35 × 3.35 m11.0 × 11.0 ft—
Bedroom 3Third5.79 × 3.05 m19.0 × 10.0 ft—

Features

  • None

Property details

Property

Property type
detached
Bedrooms
5
Bathrooms
3
Interior size
1,500 sq ft
Year built
100+
Lot size
78 × 125 ft
Zoning
R4 Legal Non Conforming Duplex
Possession
60/90/TBA

Interior

Basement
Unfinished
Heating
Forced Air · Gas
Exposure
West

Exterior & services

Construction
Brick
Garage
Detached
Parking spaces
5
Sewer
Sewer

Costs

List price
$899,000
Property taxes
$4,416 / year (2026)
Price per sq ft
$599

Listing

MLS® number
X13860070
Status
For sale
Listed
October 4, 2026
Days on market
31
Last updated
October 5, 2026
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 71% of comparable detached listings in Galt are asking less.

$599KMedian $799K$1.18M
This home
$599 / sq ft
Comparable median
$540 / sq ft

Based on 95 comparable active detached listings in Galt. These are asking prices, not sale prices.

Mortgage estimate

Down payment7.2% · minimum $64,900
$64,900
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$4,611.88
Property tax (est.)
$367.96
Estimated monthly
$4,980

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$14,455
Total due on closing
$14,455

An estimate on the asking price of $899,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$899,000

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