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For saleMLS® X13843206

655 Albert Street C, Waterloo, ON N2L 3V5

$430,000

+ $406/mo maintenance$430 / sq ft

1 months on market

Bedrooms
2
Bathrooms
1
Interior
1,000 sf
Parking
2

What's special

  • 2 parking spaces
  • Terrace
  • South west exposure
  • Finished basement
  • Pets with restrictions
  • Building insurance, Common elements, Parking included
  • Water softener

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About this property

Welcome to this beautifully upgraded 2-bedroom condo townhouse located at 655 Albert Street in Waterloo. Offering approximately 1,100 sq ft of well-designed living space, this home is perfect for first-time buyers, investors, or those looking to downsize without compromising on comfort. Enjoy the added benefit of low property taxes and low condo fees, with water included, helping to keep monthly carrying costs affordable. The main floor features an upgraded kitchen with modern finishes, seamlessly flowing into a bright and functional living and dining area. Sliding doors lead to your private outdoor patio, backing onto a serene creek an ideal setting for relaxing or entertaining. Upstairs, you'll find two spacious bedrooms along with a renovated full bathroom, providing both style and functionality. The unfinished basement offers excellent potential, complete with laundry and ample space for storage, a home gym, or a future recreation room. This unit includes two parking spots and access to plenty of visitor parking. The well-maintained complex also features great amenities, including an outdoor pool and playground. Conveniently located close to public transit, scenic trails, universities, and all major amenities, this is a fantastic opportunity to own in a convenient Waterloo location.

Rooms

5 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
KitchenMain3.40 × 2.59 m11.2 × 8.5 ft—
Living RoomMain4.39 × 2.87 m14.4 × 9.4 ft—
Dining RoomMain3.61 × 3.81 m11.8 × 12.5 ft—
Primary BedroomSecond4.19 × 3.81 m13.7 × 12.5 ft—
BedroomSecond3.81 × 2.74 m12.5 × 9.0 ft—

Features

  • Water Softener

Property details

Property

Property type
condo townhouse
Bedrooms
2
Bathrooms
1
Interior size
1,000 sq ft
Possession
other

Interior

Basement
Full, Unfinished
Heating
Forced Air · Gas
Exposure
South West
Balcony
Terrace

Exterior & services

Construction
Aluminum Siding, Brick
Parking spaces
2

Condominium

Corporation
83 WNCC
Property manager
Reed Condo Management
Pets
Yes-with Restrictions
Fee includes
Building Insurance Included, Common Elements Included, Parking Included

Costs

List price
$430,000
Property taxes
$2,431 / year (2025)
Maintenance fee
$406 / month
Price per sq ft
$430

Listing

MLS® number
X13843206
Status
For sale
Listed
September 30, 2026
Days on market
36
Last updated
October 26, 2026
Listing brokerage
RE/MAX TWIN CITY REALTY INC.

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 32% of comparable condo townhouse listings in Waterloo are asking less.

$359KMedian $497K$649K
This home
$430 / sq ft
Comparable median
$427 / sq ft

Based on 56 comparable active condo townhouse listings in Waterloo. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $21,500
$21,500
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,258.67
Property tax (est.)
$202.55
Maintenance fee
$406.10
Estimated monthly
$2,867

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$5,075
Total due on closing
$5,075

An estimate on the asking price of $430,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of RE/MAX TWIN CITY REALTY INC.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$430,000

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