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For saleMLS® X13810620

85 Spruce Street 103, Cambridge, ON N1R 4K4

Galt · N1R 4K4

$599,900

+ $818/mo maintenance$375 / sq ft

1 months on market

Bedrooms
2
Bathrooms
2
Interior
1,600 sf
Parking
1
Age
16-30 years

What's special

  • Underground parking
  • Storage locker
  • Enclosed balcony
  • North exposure
  • Central air
  • Pets with restrictions
  • Common elements, Building insurance, Parking included
  • Auto garage door remote

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About this property

Welcome to 103-85 Spruce St, a showstopping 2-bedroom, 2-bathroom multi-level loft offering 1691sqft of updated living space within a converted historic factory! Blending Galt's rich industrial character with contemporary finishes, this one-of-a-kind home delivers the scale, style &personality that traditional condos simply cannot match. Inside soaring ceilings, original exposed brick, polished concrete floors, wood-paneled ceilings, exposed ductwork & dramatic black accents create an effortlessly cool industrial aesthetic. Expansive multi-level design allows each space to feel distinct while maintaining an open connected flow throughout the home. Modern kitchen is an entertainer's dream with white cabinetry, quartz counters, S/S appliances, tiled backsplash & oversized island W/bar seating. Adjoining dining area offers lots of room for hosting friends & enjoying everyday meals, while a versatile office nook provides the perfect work-from-home setup without sacrificing valuable living space. Stylish 3pc bathroom completes this level. A few steps away, the impressive 2-storey living room offers towering ceilings, exposed brick & oversized windows that flood space with natural light. Upstairs the spacious primary bedroom overlooks the dramatic main living area creating a true loft-style retreat. The 2nd bedroom is tucked privately down the hall & offers access to a rare private patio surrounded by mature greenery-perfect secluded spot to enjoy morning coffee or unwind at the end of the day. Luxurious 4pc bathroom W/double vanity & tiled shower/tub completes the upper level. Secure underground parking adds everyday convenience while the building's location in a quiet residential pocket bordering a park offers a peaceful setting just mins from downtown Galt's restaurants, shops, arts venues & fitness studios. Bold, spacious & unlike anything else on the market, this is the perfect home for anyone craving authentic loft character without compromising on modern comfort

Rooms

7 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
BathroomMain3.63 × 1.47 m11.9 × 4.8 ft3 Pc Bath
KitchenMain5.56 × 2.51 m18.2 × 8.2 ft—
Dining RoomMain5.56 × 5.13 m18.2 × 16.8 ft—
Living RoomMain5.56 × 4.67 m18.2 × 15.3 ft—
BathroomSecond2.36 × 2.51 m7.7 × 8.2 ft4 Pc Bath
Bedroom 2Second5.56 × 2.77 m18.2 × 9.1 ft—
Primary BedroomSecond4.90 × 4.27 m16.1 × 14.0 ft—

Features

  • Auto Garage Door Remote
  • Water Softener

Building amenities

  • BBQs Allowed
  • Exercise Room
  • Party Room/Meeting Room

Property details

Property

Property type
condo townhouse
Bedrooms
2
Bathrooms
2
Interior size
1,600 sq ft
Year built
16-30
Zoning
RM3
Possession
Flexible

Interior

Heating
Forced Air · Gas
Cooling
Central Air
Exposure
North
Balcony
Enclosed

Exterior & services

Construction
Brick, Concrete
Garage
Underground
Parking spaces
1

Condominium

Corporation
487 WSCP
Property manager
Trevarren Property Mgmt
Locker
Exclusive
Pets
Yes-with Restrictions
Fee includes
Common Elements Included, Building Insurance Included, Parking Included

Costs

List price
$599,900
Property taxes
$4,642 / year (2026)
Maintenance fee
$818 / month
Price per sq ft
$375
Rental items
Hot Water Heater

Listing

MLS® number
X13810620
Status
For sale
Listed
September 21, 2026
Days on market
44
Last updated
October 9, 2026
Listing brokerage
RE/MAX Real Estate Centre Inc

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced above most comparable listings — about 78% of comparable condo townhouse listings in Galt are asking less.

$402KMedian $500K$664K
This home
$375 / sq ft
Comparable median
$421 / sq ft

Based on 23 comparable active condo townhouse listings in Galt. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.8% · minimum $34,990
$34,990
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$3,123.48
Property tax (est.)
$386.87
Maintenance fee
$818.20
Estimated monthly
$4,329

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$8,473
Total due on closing
$8,473

An estimate on the asking price of $599,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of RE/MAX Real Estate Centre Inc. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$599,900

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