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For saleMLS® X13784880

92 LAKE Street, St. Catharines, ON L2R 5X6

Downtown · L2R 5X6

$298,900

$270 / sq ft

1 months on market

Total area
1,108 sf
Lot
40 × 92 ft

What's special

  • Yes

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About this property

Exceptional mixed-use investment opportunity in the heart of St. Catharines! Ideally located just minutes from the downtown core, 92 Lake St offers the perfect live/work setup with one commercial unit and one residential unit. The main floor commercial space features a bright showroom and 2-piece bath, ideal for a variety of businesses. The attached 2-bedroom residential unit offers a full kitchen, spacious living room, 4-piece bath, and has been freshly painted. A partial basement provides additional storage, while the updated hydro panel adds peace of mind. Parking for 2 vehicles is available on-site, with ample free street parking nearby and potential to expand parking in the backyard. Conveniently located close to the QEW, Fairview Mall, Costco, Home Depot, restaurants, and more.

Property details

Property

Property type
retail
Interior size
1,108 sq ft
Lot size
40 × 92 ft
Zoning
M1
Possession
TBD

Interior

Heating
Baseboard · Gas
Cooling
Yes

Costs

List price
$298,900
Property taxes
$3,675 / year (2026)
Price per sq ft
$270

Listing

MLS® number
X13784880
Status
For sale
Listed
September 15, 2026
Days on market
51
Last updated
October 30, 2026
Listing brokerage
RE/MAX ABOUTOWNE REALTY CORP.

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 14% of comparable retail listings in Downtown are asking less.

$290KMedian $999K$2.88M
This home
$270 / sq ft
Comparable median
$265 / sq ft

Based on 22 comparable active retail listings in Downtown. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $14,945
$14,945
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$1,570.04
Property tax (est.)
$306.28
Estimated monthly
$1,876

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$2,959
Total due on closing
$2,959

An estimate on the asking price of $298,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$298,900

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