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For saleMLS® X13750200

305 Centre Street, Niagara-on-the-Lake, ON L0S 1J0

Town · L0S 1J0

$1,195,000

$1,086 / sq ft

1 months on market

Bedrooms
3+1
Bathrooms
3
Interior
1,100 sf
Parking
5
Lot
70 × 140 ft
Age
51-99 years

What's special

  • Attached garage
  • Central air
  • Finished basement
  • Fireplace
  • Guest accommodations
  • In-law capability

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About this property

Centrally located in the heart of Old Town Niagara-on-the-Lake, the Cellar House offers a warm & inviting mid-century modern living experience. Set on a generous, beautifully maintained 70' x 140' lot, this charming side-split home includes an attached garage and 4 fully finished levels of living space. Featuring 3 +1 spacious bedrooms + 2 bathrooms, the home is move-in ready while also offering exciting potential for future expansion, subject to the Town's heritage bylaws. Adding to its appeal, the property comes with a short-term rental permit- a valuable opportunity as new permits are no longer being issued. Whether you're looking to enjoy the home yourself or hold it as an investment, this is a rare opportunity for the savvy buyer. Inside, bright and thoughtfully designed living spaces create a comfortable & welcoming atmosphere. The well-preserved kitchen showcases beautiful cherry wood cabinetry, while 3 generously sized bedrooms provide plenty of space for family and guests. Step outside to discover an expansive, private backyard designed for relaxation & entertaining. The outdoor space features a stone patio area, seven-person hot tub, and gas fireplace-perfect for enjoying quiet evenings or hosting friends and family. Just a short walk from the golf course, Queen Street's shops and restaurants, & the area's renowned wineries, the Cellar House offers an exceptional location for full-time living, a weekend getaway, or a revenue-generating investment property. Don't miss this rare opportunity to own your own piece of historic Niagara-on-the- lake!

Rooms

9 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain3.45 × 6.05 m11.3 × 19.8 ftHardwood Floor · Large Window · Overlooks Frontyard
Dining RoomMain3.02 × 2.54 m9.9 × 8.3 ftHardwood Floor · Overlooks Backyard · Combined w/Living
KitchenMain2.92 × 2.87 m9.6 × 9.4 ftModern Kitchen · Overlooks Backyard
BedroomSecond3.07 × 3.78 m10.1 × 12.4 ftHardwood Floor · Large Window · Overlooks Backyard
Bedroom 2Second3.25 × 3.33 m10.7 × 10.9 ftHardwood Floor · Large Window · Large Closet
Bedroom 3Second3.00 × 2.82 m9.8 × 9.3 ftHardwood Floor
RecreationLower6.30 × 3.66 m20.7 × 12.0 ftGas Fireplace · Broadloom · Above Grade Window
BedroomLower3.30 × 2.26 m10.8 × 7.4 ftBroadloom
DenLower3.45 × 5.00 m11.3 × 16.4 ftBroadloom

Features

  • Other
  • Guest Accommodations
  • In-Law Capability

Property details

Property

Property type
detached
Bedrooms
3 + 1
Bathrooms
3
Interior size
1,100 sq ft
Year built
51-99
Lot size
70 × 140 ft
Possession
To be arranged. Please speak to L/A

Interior

Basement
Finished, Other
Heating
Forced Air · Gas
Cooling
Central Air
Fireplaces
1
Exposure
North

Exterior & services

Construction
Brick, Concrete
Garage
Attached
Parking spaces
5
Sewer
Sewer

Costs

List price
$1,195,000
Property taxes
$5,460 / year (2025)
Price per sq ft
$1,086

Listing

MLS® number
X13750200
Status
For sale
Listed
September 6, 2026
Days on market
59
Last updated
September 6, 2026
Listing brokerage
SOUTHVALE REALTY INC.

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 30% of comparable detached listings in Town are asking less.

$854KMedian $1.47M$4.19M
This home
$1,086 / sq ft
Comparable median
$847 / sq ft

Based on 56 comparable active detached listings in Town. These are asking prices, not sale prices.

Mortgage estimate

Down payment7.9% · minimum $94,500
$94,500
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$6,084.85
Property tax (est.)
$454.99
Estimated monthly
$6,540

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$20,375
Total due on closing
$20,375

An estimate on the asking price of $1,195,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of SOUTHVALE REALTY INC.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$1,195,000

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