29
$385,000
20 Kirk Street, St. Catharines, ON L2S 1B7
Western Hill
3 bd
1 ba
700 sf
3
1 weeks on marketMLS® X14119374
Listing courtesy of EXP REALTY
1 / 21
For saleMLS® X13725342
37 Chetwood Street N, St. Catharines, ON L2S 1K3
Western Hill · L2S 1K3
$448,000
$640 / sq ft2 months on market
- Bedrooms
- 3
- Bathrooms
- 1
- Interior
- 700 sf
- Parking
- 3
- Lot
- 33 × 165 ft
- Age
- 100+ years
What's special
- 3 parking spaces
- Central air
- Finished basement
- Carpet free
- Upgraded insulation
About this property
This charming detached bungalow is an excellent opportunity to enter the real estate market or add a solid property to your investment portfolio. Situated on a quiet street, the home sits on an impressive, extra-deep 165-foot lot. The property offers 3 bedrooms, providing plenty of space without breaking the bank. The open-concept main floor features a bright white kitchen with an eat-in peninsula, updated vinyl windows, updated shingles, and a 100-amp electrical breaker panel. Several important improvements have also been completed, including thermal insulation added to the roof and exterior walls approximately two years ago. A drainage system with flexible piping was installed to direct rainwater from the yard, rear of the house, and driveway into the municipal street drainage system.With the major updates already completed, you can simply add your own personal touches to make this home truly your own. This is a must-see property at this price point and offers excellent potential for both homeowners and investors. Book your showing today!
Rooms
7 rooms. Dimensions as published by the listing brokerage.
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Kitchen | Main | 4.24 × 2.94 m13.9 × 9.6 ft | — |
| Living Room | Main | 3.20 × 2.97 m10.5 × 9.7 ft | — |
| Primary Bedroom | Main | 3.22 × 2.79 m10.6 × 9.2 ft | — |
| Bedroom 2 | Main | 2.79 × 2.00 m9.2 × 6.6 ft | — |
| Bedroom 3 | Main | 2.70 × 2.71 m8.9 × 8.9 ft | — |
| Bathroom | Main | 2.20 × 1.90 m7.2 × 6.2 ft | — |
| Laundry | Basement | 2.10 × 1.80 m6.9 × 5.9 ft | — |
Features
- Carpet Free
- Upgraded Insulation
Property details
Property
- Property type
- detached
- Bedrooms
- 3
- Bathrooms
- 1
- Interior size
- 700 sq ft
- Year built
- 100+
- Lot size
- 33 × 165 ft
- Possession
- 60/90 TBA
Interior
- Basement
- Unfinished
- Heating
- Forced Air · Gas
- Cooling
- Central Air
- Exposure
- North
Exterior & services
- Construction
- Vinyl Siding
- Parking spaces
- 3
- Sewer
- Sewer
Costs
- List price
- $448,000
- Property taxes
- $2,524 / year (2026)
- Price per sq ft
- $640
- Rental items
- Hot Water Tank
Listing
- MLS® number
- X13725342
- Status
- For sale
- Listed
- August 29, 2026
- Days on market
- 67
- Last updated
- September 1, 2026
- Listing brokerage
- ORION PLATINUM REALTY
Price & sale history
This property's sale history is hidden
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Before you make an offer
What this home costs beyond the asking price, and how that price compares to what else is on the market.
How this price compares
This home is priced in line with comparable listings — about 54% of comparable detached listings in Western Hill are asking less.
$325KMedian $400K$614K
- This home
- $640 / sq ft
- Comparable median
- $506 / sq ft
Based on 26 comparable active detached listings in Western Hill. These are asking prices, not sale prices.
Mortgage estimate
Down payment5.0% · minimum $22,400
Interest rate5-year fixed, illustrative only
Amortization
- Principal & interest
- $2,353.22
- Property tax (est.)
- $210.32
- Estimated monthly
- $2,564
Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.
Land transfer tax
Payable on closing, on top of the purchase price.
- Ontario
- $5,435
- Total due on closing
- $5,435
An estimate on the asking price of $448,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.
Listing courtesy of ORION PLATINUM REALTY. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.
Comparable sales nearby
What similar homes in this area actually sold for.
Nearby sold prices are hidden
Recent closed sales for comparable homes in this area — the numbers that tell you whether the asking price is realistic.
Unlock nearby sold pricesFree. Takes about twenty seconds.
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