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For saleMLS® X13710764

40 St. Patrick Street, St. Catharines, ON L2R 1K1

Downtown · L2R 1K1

$399,000

$570 / sq ft

2 months on market

Bedrooms
2
Bathrooms
1
Interior
700 sf
Parking
1
Lot
29 × 105 ft
Age
100+ years

What's special

  • 1 parking space
  • Central air
  • Finished basement
  • Carpet free
  • Central vacuum
  • Primary bedroom - main floor
  • Sump pump

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About this property

Welcome to this charming and well maintained 2 bdrm 1 bath bungalow in the heart of downtown St. Catharines. This is a great opportunity for 1st time home buyers, couples or those looking to downsize but are not ready for the condo life. This inviting home offers comfortable one-level living with plenty of character. The bright sunroom is a lovely bonus, providing a welcoming space to enjoy your morning coffee, relax with a book, or simply take in the natural light. The home has been maintained in its original style and the opportunity to make it your own over time. Step outside to enjoy the backyard - an ideal spot for gardening, entertaining or simply relaxing outdoors. Conveniently located close to downtown amenities, shops, restaurants, parks & everyday conveniences. A great combination of charm, practicality and location - this bungalow is ready to welcome its new owner! AC 2026, Basement Waterproof/Sump Pump 2017, Furnace 2015, Roof 2007

Rooms

10 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
KitchenMain3.33 × 3.19 m10.9 × 10.4 ft—
Dining RoomMain3.72 × 3.61 m12.2 × 11.8 ft—
Living RoomMain3.31 × 3.12 m10.9 × 10.2 ft—
SunroomMain4.82 × 1.94 m15.8 × 6.4 ft—
BedroomMain3.15 × 2.95 m10.3 × 9.7 ft—
Bedroom 2Main2.99 × 2.83 m9.8 × 9.3 ft—
BathroomMain2.97 × 1.92 m9.7 × 6.3 ft4 Pc Bath
OtherBasement6.36 × 3.18 m20.9 × 10.4 ft—
Utility RoomBasement3.51 × 2.91 m11.5 × 9.6 ft—
WorkshopBasement3.29 × 2.85 m10.8 × 9.4 ft—

Features

  • Carpet Free
  • Central Vacuum
  • Primary Bedroom - Main Floor
  • Sump Pump

Property details

Property

Property type
detached
Bedrooms
2
Bathrooms
1
Interior size
700 sq ft
Year built
100+
Lot size
29 × 105 ft
Possession
Flexible

Interior

Basement
Full, Partially Finished
Heating
Forced Air · Gas
Cooling
Central Air
Exposure
South

Exterior & services

Construction
Stucco (Plaster), Vinyl Siding
Parking spaces
1
Sewer
Sewer

Costs

List price
$399,000
Property taxes
$2,947 / year (2026)
Price per sq ft
$570
Rental items
Hot Water Tank

Listing

MLS® number
X13710764
Status
For sale
Listed
August 25, 2026
Days on market
72
Last updated
November 4, 2026
Listing brokerage
ROYAL LEPAGE NRC REALTY

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 19% of comparable detached listings in Downtown are asking less.

$342KMedian $500K$1.25M
This home
$570 / sq ft
Comparable median
$506 / sq ft

Based on 47 comparable active detached listings in Downtown. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $19,950
$19,950
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,095.83
Property tax (est.)
$245.58
Estimated monthly
$2,341

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$4,460
Total due on closing
$4,460

An estimate on the asking price of $399,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of ROYAL LEPAGE NRC REALTY. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$399,000

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