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For saleMLS® X13659544

42 Cumming Street, St. Catharines, ON L2S 1H9

Western Hill · L2S 1H9

$499,000

$454 / sq ft

2 months on market

Bedrooms
4
Bathrooms
2
Interior
1,100 sf
Parking
2
Lot
35 × 105 ft
Age
51-99 years

What's special

  • 2 parking spaces
  • Central air
  • Finished basement
  • In-law capability
  • In-law suite
  • Water heater owned

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About this property

Fantastic Turnkey Duplex in Desirable West St. Catharines! Attention investors and first time buyers! This versatile, well-maintained duplex offers incredible potential in a highly sought-after West St. Catharines neighbourhood. The spacious main floor unit features 2 comfortable bedrooms, living room and a lower level family room with direct access to a fully fenced backyard-perfect for pets, kids, or summer entertaining. Living room, bedrooms have hardwood flooring. The bright upper apartment boasts 2 bedrooms plus a small loft space that can easily serve as a play area or storage. Worry-Free Exterior: Outfitted with a durable, long-lasting metal roof and vinyl siding. Enjoy your morning coffee on the charming front porch, and make use of the handy backyard storage shed. Prime Location: Situated in a great West End neighbourhood close to local amenities, transit, and highway access. Whether you're looking to add a reliable income property to your portfolio or live in one unit while renting out the other to pay your mortgage, this property is a must see!

Rooms

9 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
BedroomGround2.74 × 3.66 m9.0 × 12.0 ft—
Bedroom 2Ground2.74 × 3.35 m9.0 × 11.0 ft—
Living RoomGround3.80 × 3.96 m12.5 × 13.0 ft—
KitchenGround3.04 × 3.65 m10.0 × 12.0 ft—
KitchenSecond4.87 × 2.74 m16.0 × 9.0 ft—
BedroomSecond3.38 × 3.23 m11.1 × 10.6 ft—
Bedroom 2Second3.01 × 2.75 m9.9 × 9.0 ft—
LoftSecond2.75 × 1.20 m9.0 × 3.9 ft—
Family RoomLower6.00 × 2.60 m19.7 × 8.5 ft—

Features

  • In-Law Capability
  • In-Law Suite
  • Water Heater Owned

Property details

Property

Property type
multiplex
Bedrooms
4
Bathrooms
2
Interior size
1,100 sq ft
Year built
51-99
Lot size
35 × 105 ft
Zoning
R2
Possession
Flexible

Interior

Basement
Partially Finished, Full
Heating
Forced Air · Gas
Cooling
Central Air
Exposure
North

Exterior & services

Construction
Vinyl Siding
Parking spaces
2
Sewer
Sewer

Costs

List price
$499,000
Property taxes
$3,021 / year (2026)
Price per sq ft
$454

Listing

MLS® number
X13659544
Status
For sale
Listed
August 10, 2026
Days on market
86
Last updated
September 6, 2026
Listing brokerage
ROYAL LEPAGE NRC REALTY

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 44% of comparable multiplex listings in St. Catharines are asking less.

$400KMedian $562K$1000K
This home
$454 / sq ft
Comparable median
$404 / sq ft

Based on 32 comparable active multiplex listings in St. Catharines. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $24,950
$24,950
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,621.10
Property tax (est.)
$251.77
Estimated monthly
$2,873

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$6,455
Total due on closing
$6,455

An estimate on the asking price of $499,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of ROYAL LEPAGE NRC REALTY. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$499,000

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