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For saleMLS® X13645374

650 St David St, North Road, Centre Wellington, ON N1M 2K7

Fergus · N1M 2K7

$889,900

$445 / sq ft

3 months on market

Bedrooms
3
Bathrooms
4
Interior
2,000 sf
Parking
5
Lot
85 × 105 ft

What's special

  • 5 parking spaces
  • Water softener
  • Sump pump
  • Water heater
  • Water meter

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About this property

Exceptional opportunity to own a piece of local history with incredible versatility and income potential. Formerly operated as a successful bed and breakfast, this beautifully preserved century home is zoned R1B, offering potential for a bed and breakfast or home-based business. Featuring 3 bedrooms and 4 bathrooms, each bedroom upstairs has its own private ensuite, making this property ideal for hosting guests, multi-generational living, or creating a unique lifestyle opportunity. Filled with timeless character and modern conveniences, this charming home features an updated kitchen with a large centre island and walk-in pantry, original hardwood flooring upstairs, new flooring on the main floor, stunning exposed stone wall, intricate wood trim, and beautiful coffered ceilings throughout. The spacious primary suite offers a walk-in closet and a unique hidden staircase leading directly to the kitchen. Convenient main floor laundry adds everyday functionality, while the cozy sunroom provides the perfect space to relax and enjoy the views. Set on a beautifully landscaped lot, the outdoor space is truly special with English perennial gardens, a tranquil pond, a covered wraparound porch, and a spectacular outdoor stone fireplace. Thoughtful updates include a lifetime metal roof. Located within walking distance to the Grand River, restaurants, shops, parks, and trails, this remarkable property offers a rare combination of historic charm, modern comforts, and endless possibilities.

Rooms

4 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain3.65 × 6.09 m12.0 × 20.0 ft—
Dining RoomMain3.65 × 6.07 m12.0 × 19.9 ft—
KitchenMain4.57 × 5.18 m15.0 × 17.0 ft—
RoomMain——

Features

  • Water Softener
  • Sump Pump
  • Water Heater
  • Water Meter

Property details

Property

Property type
detached
Bedrooms
3
Bathrooms
4
Interior size
2,000 sq ft
Lot size
85 × 105 ft
Zoning
R1B
Possession
Flexible

Interior

Basement
Partial Basement
Heating
Forced Air · Gas
Exposure
West

Exterior & services

Construction
Brick, Wood
Parking spaces
5
Sewer
Sewer

Costs

List price
$889,900
Property taxes
$3,604 / year (2025)
Price per sq ft
$445
Rental items
Hot Water Heater

Listing

MLS® number
X13645374
Status
For sale
Listed
August 6, 2026
Days on market
91
Last updated
September 9, 2026
Listing brokerage
eXp Realty

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 65% of comparable detached listings in Fergus are asking less.

$650KMedian $800K$1.15M
This home
$445 / sq ft
Comparable median
$584 / sq ft

Based on 72 comparable active detached listings in Fergus. These are asking prices, not sale prices.

Mortgage estimate

Down payment7.2% · minimum $63,990
$63,990
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$4,566.60
Property tax (est.)
$300.33
Estimated monthly
$4,867

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$14,273
Total due on closing
$14,273

An estimate on the asking price of $889,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of eXp Realty. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$889,900

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