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For saleMLS® X13622860

632 Union Street, Peterborough, ON K9H 3V5

Town Ward 3 · K9H 3V5

$438,888

$293 / sq ft

3 months on market

Bedrooms
2+2
Bathrooms
3
Interior
1,500 sf
Parking
6
Lot
50.44 × 73.31 ft

What's special

  • Detached garage
  • Finished basement
  • Separate hydro meter

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About this property

Excellent opportunity for investors or multi generational living. This well maintained duplex offers two fully self contained 2bedroom units in Peterborough's desirable North Central neighborhood steps to downtown amenities, transit, schools, Trent University, Fleming College, shopping, and parks. Unit A (Upper):2 bedrooms, 1 bathroom, kitchen, large foyer, and basement laundry. Unit B (Main):2bedrooms, 2 bathrooms, an oversized kitchen/living/dining/family area, plus in unit laundry. This turnkey duplex features a new roof (2025), private entrances, and separate hydro meters, making it an ideal fit for investors or multi generational families seeking rental support. Both units are occupied by cooperative, reliable tenants willing to stay on with the new owner, providing immediate, stable cash flow with projected rents of approximately $3,450/month. Outside, the property includes a detached double car garage. perfect for storage, a workshop, or additional rental income plus a large driveway accommodating 4+ vehicles. Located on a quiet, low traffic street beside a park, the home offers a peaceful setting while remaining close to everything that drives strong rental demand. This combination of location, condition, and income potential makes 632 Union St a standout opportunity in a high demand rental corridor. Whether you're expanding your portfolio, securing a reliable income property, or seeking a flexible multi unit home, this duplex delivers stability, versatility, and long term value. With major updates completed and income ready to go, this is a clean, low maintenance investment you won't want to miss.

Rooms

8 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Living RoomMain5.48 × 3.65 m18.0 × 12.0 ftLaminate · Combined w/Dining
Dining RoomMain5.48 × 3.65 m18.0 × 12.0 ftLaminate · Combined w/Living
KitchenMain5.48 × 3.65 m18.0 × 12.0 ftLaminate · Combined w/Dining
BedroomMain3.35 × 4.26 m11.0 × 14.0 ftLaminate
Bedroom 2Main5.48 × 4.26 m18.0 × 14.0 ftLaminate
KitchenUpper2.74 × 3.65 m9.0 × 12.0 ftLaminate
BedroomUpper3.35 × 3.96 m11.0 × 13.0 ftLaminate
Bedroom 2Upper3.65 × 3.65 m12.0 × 12.0 ftLaminate

Features

  • Separate Hydro Meter

Property details

Property

Property type
detached
Bedrooms
2 + 2
Bathrooms
3
Interior size
1,500 sq ft
Lot size
50.44 × 73.31 ft
Possession
60 -90 days preferred.

Interior

Basement
Crawl Space, Unfinished
Heating
Forced Air · Gas
Exposure
West

Exterior & services

Construction
Vinyl Siding
Garage
Detached
Parking spaces
6
Sewer
Sewer

Costs

List price
$438,888
Property taxes
$3,874 / year (2025)
Price per sq ft
$293
Rental items
Water Heater Tank

Listing

MLS® number
X13622860
Status
For sale
Listed
July 30, 2026
Days on market
97
Last updated
July 31, 2026
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced in line with comparable listings — about 28% of comparable detached listings in Town Ward 3 are asking less.

$377KMedian $475K$737K
This home
$293 / sq ft
Comparable median
$404 / sq ft

Based on 46 comparable active detached listings in Town Ward 3. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $21,944
$21,944
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,305.35
Property tax (est.)
$322.87
Estimated monthly
$2,628

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$5,253
Total due on closing
$5,253

An estimate on the asking price of $438,888. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$438,888

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