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For saleMLS® X13229896

490 Spruce Street, Centre Wellington, ON N1M 2W5

Rural Centre Wellington East · N1M 2W5

$387,500

$554 / sq ft

5 months on market

Bedrooms
3
Bathrooms
1
Interior
700 sf
Parking
2
Lot
45 × 75 ft
Age
16-30 years

What's special

  • 2 parking spaces
  • Pool
  • Central air
  • On demand water heater
  • Primary bedroom - main floor
  • Water heater owned
  • Water treatment

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About this property

Welcome to 490 Spruce Street in the highly sought-after year-round section of Maple Leaf Acres, one of Ontario's premier four-season recreational communities on beautiful Lake Belwood. This well-maintained 3-bedroom, 1-bathroom home offers affordable year-round living with exceptionally low carrying costs, including lot fees of just $371.21/month (2026) and property taxes of only $381.47 for the entire year (2025). The open-concept living, dining and kitchen area creates a bright, connected space that's ideal for entertaining or keeping an eye on children and grandchildren. The unique layout includes a side entrance leading directly to the den/flex space, making it ideal for a home office, hobby room, guest area, or multi-generational living arrangement. Designed for easy ownership, the home features durable metal siding and a lifetime metal roof, propane furnace, on-demand hot water system, reverse osmosis water filtration system, concrete driveway, and additional outdoor storage beneath the home as well as a large garden shed. The property is currently vacant, allowing for immediate possession and flexible showings. Life at Maple Leaf Acres feels like a permanent vacation. Residents enjoy access to an indoor saltwater pool and hot tub, outdoor swimming pool, recreation hall, seasonal restaurant, dog park, playgrounds, sports fields, walking trails, and community activities. Outdoor enthusiasts will appreciate direct access to Lake Belwood, including a private boat launch for fishing, boating, and endless summer enjoyment. Located just 10 km east of Fergus, the community offers convenient access to Guelph, Kitchener-Waterloo, Hamilton and the GTA while maintaining a peaceful resort-style atmosphere. With low monthly fees and remarkably low annual taxes, this move-in-ready home offers an affordable opportunity to enjoy year-round living in one of Ontario's most desirable recreational communities. **Please note, some photos have been virtually staged**

Rooms

9 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Foyer3.21 × 3.07 m10.5 × 10.1 ftCombined w/Laundry
Living Room2.40 × 3.52 m7.9 × 11.5 ftCombined w/Dining
Dining Room2.85 × 3.52 m9.4 × 11.5 ft—
Kitchen2.54 × 3.50 m8.3 × 11.5 ft—
Bathroom2.24 × 1.97 m7.3 × 6.5 ft—
Primary Bedroom3.00 × 3.35 m9.8 × 11.0 ft—
Bedroom 22.33 × 3.05 m7.6 × 10.0 ft—
Bedroom 31.91 × 3.05 m6.3 × 10.0 ft—
Den3.02 × 3.00 m9.9 × 9.8 ft—

Features

  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • Water Treatment

Property details

Property

Property type
other
Bedrooms
3
Bathrooms
1
Interior size
700 sq ft
Year built
16-30
Lot size
45 × 75 ft
Possession
immediate

Interior

Heating
Forced Air · Propane
Cooling
Central Air
Exposure
East

Exterior & services

Construction
Metal/Steel Siding
Parking spaces
2
Pool
Community,Indoor,Outdoor
Water
Comm Well
Sewer
Sewer

Costs

List price
$387,500
Property taxes
$381 / year (2025)
Price per sq ft
$554
Rental items
Propane Tanks rented from Superior Propane

Listing

MLS® number
X13229896
Status
For sale
Listed
June 2, 2026
Days on market
155
Last updated
October 10, 2026
Listing brokerage
REAL BROKER ONTARIO LTD.

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

Mortgage estimate

Down payment5.0% · minimum $19,375
$19,375
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,035.43
Property tax (est.)
$31.79
Estimated monthly
$2,067

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$4,288
Total due on closing
$4,288

An estimate on the asking price of $387,500. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of REAL BROKER ONTARIO LTD.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$387,500

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