490 Spruce Street, Centre Wellington, ON N1M 2W5
Rural Centre Wellington East · N1M 2W5
$387,500
$554 / sq ft5 months on market
- Bedrooms
- 3
- Bathrooms
- 1
- Interior
- 700 sf
- Parking
- 2
- Lot
- 45 × 75 ft
- Age
- 16-30 years
What's special
- 2 parking spaces
- Pool
- Central air
- On demand water heater
- Primary bedroom - main floor
- Water heater owned
- Water treatment
About this property
Welcome to 490 Spruce Street in the highly sought-after year-round section of Maple Leaf Acres, one of Ontario's premier four-season recreational communities on beautiful Lake Belwood. This well-maintained 3-bedroom, 1-bathroom home offers affordable year-round living with exceptionally low carrying costs, including lot fees of just $371.21/month (2026) and property taxes of only $381.47 for the entire year (2025). The open-concept living, dining and kitchen area creates a bright, connected space that's ideal for entertaining or keeping an eye on children and grandchildren. The unique layout includes a side entrance leading directly to the den/flex space, making it ideal for a home office, hobby room, guest area, or multi-generational living arrangement. Designed for easy ownership, the home features durable metal siding and a lifetime metal roof, propane furnace, on-demand hot water system, reverse osmosis water filtration system, concrete driveway, and additional outdoor storage beneath the home as well as a large garden shed. The property is currently vacant, allowing for immediate possession and flexible showings. Life at Maple Leaf Acres feels like a permanent vacation. Residents enjoy access to an indoor saltwater pool and hot tub, outdoor swimming pool, recreation hall, seasonal restaurant, dog park, playgrounds, sports fields, walking trails, and community activities. Outdoor enthusiasts will appreciate direct access to Lake Belwood, including a private boat launch for fishing, boating, and endless summer enjoyment. Located just 10 km east of Fergus, the community offers convenient access to Guelph, Kitchener-Waterloo, Hamilton and the GTA while maintaining a peaceful resort-style atmosphere. With low monthly fees and remarkably low annual taxes, this move-in-ready home offers an affordable opportunity to enjoy year-round living in one of Ontario's most desirable recreational communities. **Please note, some photos have been virtually staged**
Rooms
9 rooms. Dimensions as published by the listing brokerage.
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Foyer | 3.21 × 3.07 m10.5 × 10.1 ft | Combined w/Laundry | |
| Living Room | 2.40 × 3.52 m7.9 × 11.5 ft | Combined w/Dining | |
| Dining Room | 2.85 × 3.52 m9.4 × 11.5 ft | — | |
| Kitchen | 2.54 × 3.50 m8.3 × 11.5 ft | — | |
| Bathroom | 2.24 × 1.97 m7.3 × 6.5 ft | — | |
| Primary Bedroom | 3.00 × 3.35 m9.8 × 11.0 ft | — | |
| Bedroom 2 | 2.33 × 3.05 m7.6 × 10.0 ft | — | |
| Bedroom 3 | 1.91 × 3.05 m6.3 × 10.0 ft | — | |
| Den | 3.02 × 3.00 m9.9 × 9.8 ft | — |
Features
- On Demand Water Heater
- Primary Bedroom - Main Floor
- Water Heater Owned
- Water Treatment
Property details
Property
- Property type
- other
- Bedrooms
- 3
- Bathrooms
- 1
- Interior size
- 700 sq ft
- Year built
- 16-30
- Lot size
- 45 × 75 ft
- Possession
- immediate
Interior
- Heating
- Forced Air · Propane
- Cooling
- Central Air
- Exposure
- East
Exterior & services
- Construction
- Metal/Steel Siding
- Parking spaces
- 2
- Pool
- Community,Indoor,Outdoor
- Water
- Comm Well
- Sewer
- Sewer
Costs
- List price
- $387,500
- Property taxes
- $381 / year (2025)
- Price per sq ft
- $554
- Rental items
- Propane Tanks rented from Superior Propane
Listing
- MLS® number
- X13229896
- Status
- For sale
- Listed
- June 2, 2026
- Days on market
- 155
- Last updated
- October 10, 2026
- Listing brokerage
- REAL BROKER ONTARIO LTD.
Price & sale history
This property's sale history is hidden
TRREB rules require a free account before sold and leased prices can be shown. One registration unlocks full sale history across the site.
Unlock sale history & sold priceFree. Takes about twenty seconds.
Before you make an offer
What this home costs beyond the asking price, and how that price compares to what else is on the market.
Mortgage estimate
- Principal & interest
- $2,035.43
- Property tax (est.)
- $31.79
- Estimated monthly
- $2,067
Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.
Land transfer tax
Payable on closing, on top of the purchase price.
- Ontario
- $4,288
- Total due on closing
- $4,288
An estimate on the asking price of $387,500. Rates current as of September 2026; confirm the final figure with your real estate lawyer.
Listing courtesy of REAL BROKER ONTARIO LTD.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.
Comparable sales nearby
What similar homes in this area actually sold for.
Nearby sold prices are hidden
Recent closed sales for comparable homes in this area — the numbers that tell you whether the asking price is realistic.
Unlock nearby sold pricesFree. Takes about twenty seconds.