NewOpen Sun 2:00 p.m.
38
$489,000
243 Geneva Street, St. Catharines, ON L2R 4R2
Downtown
3+1 bd
2 ba
700 sf
2
2 days on marketMLS® X14141740
Listing courtesy of ROYAL LEPAGE NRC REALTY
1 / 42
For saleMLS® X13085360
155 1/2 Lake Street, St. Catharines, ON L2R 5Y5
Downtown · L2R 5Y5
$492,000
$447 / sq ft6 months on market
- Bedrooms
- 2+1
- Bathrooms
- 2
- Interior
- 1,100 sf
- Parking
- 1
- Lot
- 33 × 103.2 ft
What's special
- 1 parking space
- Central air
- Finished basement
- Upgraded insulation
About this property
ATTENTION INVESTORS! Centrally located duplex in the heart of downtown St. Catharines, ideally situated along a bus route and close to all amenities. This well-maintained property features two self-contained units, both currently rented, with the main floor generating $1,775/month and the upper unit $1,200/month. The upper unit offers a bright open-concept layout with a den and full bathroom, tastefully renovated in 2018. Notable updates include a new furnace (2023), new upper AC unit (2023), roof replacement (2019), basement spray foam insulation (2018), and exterior painting (2021). The basement provides shared laundry facilities for both units along with additional storage space. With both units tenanted, this property offers immediate rental income and an attractive opportunity for investors looking to add a centrally located income property to their portfolio.
Rooms
8 rooms. Dimensions as published by the listing brokerage.
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 7.01 × 3.35 m23.0 × 11.0 ft | — |
| Kitchen | Main | 4.88 × 3.35 m16.0 × 11.0 ft | — |
| Primary Bedroom | Main | 5.49 × 3.05 m18.0 × 10.0 ft | — |
| Bedroom | Main | 3.05 × 2.44 m10.0 × 8.0 ft | — |
| Living Room | Second | 5.49 × 3.96 m18.0 × 13.0 ft | — |
| Kitchen | Second | 2.74 × 2.44 m9.0 × 8.0 ft | — |
| Den | Second | 3.35 × 3.05 m11.0 × 10.0 ft | — |
| Laundry | Basement | — | — |
Features
- Upgraded Insulation
Property details
Property
- Property type
- detached
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Interior size
- 1,100 sq ft
- Lot size
- 33 × 103.2 ft
- Zoning
- R3
- Possession
- Immediate
Interior
- Basement
- Full, Unfinished
- Heating
- Forced Air · Gas
- Cooling
- Central Air
- Exposure
- West
Exterior & services
- Construction
- Metal/Steel Siding, Stucco (Plaster)
- Parking spaces
- 1
- Sewer
- Sewer
Costs
- List price
- $492,000
- Property taxes
- $3,020 / year (2025)
- Price per sq ft
- $447
- Rental items
- WATER TANK
Listing
- MLS® number
- X13085360
- Status
- For sale
- Listed
- May 5, 2026
- Days on market
- 184
- Last updated
- September 16, 2026
- Listing brokerage
- SUTTON GROUP - SUMMIT REALTY INC.
Price & sale history
This property's sale history is hidden
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Before you make an offer
What this home costs beyond the asking price, and how that price compares to what else is on the market.
How this price compares
This home is priced in line with comparable listings — about 38% of comparable detached listings in Downtown are asking less.
$342KMedian $500K$1.25M
- This home
- $447 / sq ft
- Comparable median
- $514 / sq ft
Based on 47 comparable active detached listings in Downtown. These are asking prices, not sale prices.
Mortgage estimate
Down payment5.0% · minimum $24,600
Interest rate5-year fixed, illustrative only
Amortization
- Principal & interest
- $2,584.33
- Property tax (est.)
- $251.67
- Estimated monthly
- $2,836
Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.
Land transfer tax
Payable on closing, on top of the purchase price.
- Ontario
- $6,315
- Total due on closing
- $6,315
An estimate on the asking price of $492,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.
Listing courtesy of SUTTON GROUP - SUMMIT REALTY INC.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.
Comparable sales nearby
What similar homes in this area actually sold for.
Nearby sold prices are hidden
Recent closed sales for comparable homes in this area — the numbers that tell you whether the asking price is realistic.
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