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For saleMLS® S13864522

109 Elgin Street, Orillia, ON L3V 1S6

Orillia · L3V 1S6

$499,900

$333 / sq ft

1 months on market

Bedrooms
4
Bathrooms
2
Interior
1,500 sf
Parking
3
Lot
46 × 70 ft

What's special

  • 3 parking spaces
  • Central air
  • Carpet free
  • In-law capability

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About this property

Zoned C4i, this charming two-storey brick home offers exceptional flexibility for residential, commercial, rental income, or mixed-use possibilities. Ideally located just steps from the downtown waterfront and close to parks, shopping, and all amenities. This 4-bedroom, 2-bathroom property is freshly painted; some new windows. It is filled with character, featuring high ceilings on both levels, a classic wood staircase, carpet-free living with laminate and ceramic flooring throughout, and a wide front porch that sets the tone-ideal for morning coffee or evening unwinding. The main floor includes a large bedroom, a 3 pc bath, a well-sized kitchen, and a bright living area. Both the the front and rear entrances naturally support flexible live/work or multi-purpose space arrangements. The upper level includes an additional prep kitchen area with a sink, cabinetry, and counter space, 3 bright bedrooms, and a 4 pc bathroom, allowing for adaptable configurations such as a home-based business, professional office, live/work setup, or personalized retreat. 3 parking spaces offer convenience in the heart of the city. Rich in character and history, this centrally located property presents an excellent opportunity for investors, entrepreneurs, or homeowners seeking versatile space and potential supplemental income.

Features

  • Carpet Free
  • In-Law Capability

Property details

Property

Property type
detached
Bedrooms
4
Bathrooms
2
Interior size
1,500 sq ft
Lot size
46 × 70 ft
Zoning
C4i
Possession
Flexible

Interior

Basement
Full
Heating
Forced Air · Gas
Cooling
Central Air
Exposure
South

Exterior & services

Construction
Brick
Parking spaces
3
Sewer
Sewer

Costs

List price
$499,900
Property taxes
$3,083 / year (2026)
Price per sq ft
$333
Rental items
Hot water tank

Listing

MLS® number
S13864522
Status
For sale
Listed
October 5, 2026
Days on market
30
Last updated
October 7, 2026
Listing brokerage
HOMELIFE GOLCONDA REALTY INC.

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 21% of comparable detached listings in Orillia are asking less.

$393KMedian $650K$990K
This home
$333 / sq ft
Comparable median
$500 / sq ft

Based on 95 comparable active detached listings in Orillia. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $24,995
$24,995
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,625.83
Property tax (est.)
$256.92
Estimated monthly
$2,883

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$6,473
Total due on closing
$6,473

An estimate on the asking price of $499,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of HOMELIFE GOLCONDA REALTY INC.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$499,900

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