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For saleMLS® N13690844

386 Bear Road, Georgina Islands, ON L0E 1R0

Georgina Island · L0E 1R0

$699,000

$233 / sq ft

2 months on market

Bedrooms
6
Bathrooms
4
Interior
3,000 sf
Parking
8
Lot
123 × 195 ft
Age
16-30 years

What's special

  • Detached garage
  • Central air
  • 2 fireplaces
  • Carpet free
  • Central vacuum
  • Primary bedroom - main floor
  • Propane tank
  • Water heater owned

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About this property

Exceptional Georgina Island waterfront living on Lake Simcoe! Meticulously maintained & move-in ready! This approximately 3200 sq. ft. two storey cottage offers quiet privacy, luxurious living &, with 6 bedrooms, 4 bathrooms & two huge great rooms, space for family & friends. Accessible by either boat or a dedicated car/passenger ferry (see attached ferry schedule), the property has about 120 ft of waterfront & over 70 ft of composite/aluminum dock with a southern exposure, calm, clear & weed-free shallow water entry for easy boating, swimming, paddle-boarding, kayaking & canoeing. Lake views are fabulous, from inside through the floor-to-ceiling walls of windows on both levels and outside from sunny & shady spots on lawns large enough for games of all sorts. There is a lovely perennial rock garden by the large driveway off the well-cared for road as well as a double-door oversize garage with 100 amp electrical service, finished interior walls, room for 2 vehicles, lots of workshop space and a bonus finished loft above with a foosball table for more cottage fun. The cottage itself has 200 amp service with a whole-home surge protector & a 22kw Generac generator with automatic transfer which covers everything. For comfort, there is forced-air propane heating & central a/c & a HRV for always fresh indoor air. Some other top features: -excellent water treatment system with filtration & UV disinfection -LED potlights on main & upper level/ wood, slate & stone floors -vaulted ceilings on upper level -kitchen with stainless appliances & 2 walk in pantries -central vac with kitchen toe-kick -a dedicated propane line for the included Napoleon bbq on upper deck -Smart thermostat for remote control -Denon multi-speaker sound system -dedicated finished laundry room with laundry sink -new roofs (house & garage) 2023 -new hot water tank (2024) & new water softener (2025). Current land lease until 2056 with irrevocable option to renew until 2105!

Rooms

16 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
Great RoomMain6.80 × 7.75 m22.3 × 25.4 ftOverlook Water · Electric Fireplace · Pot Lights
Primary BedroomMain3.90 × 3.23 m12.8 × 10.6 ftOverlook Water · Walk-In Closet(s)
Bedroom 5Main2.83 × 3.52 m9.3 × 11.5 ftDouble Closet · Hardwood Floor
BedroomMain3.01 × 2.69 m9.9 × 8.8 ftDouble Closet · Hardwood Floor
LaundryMain1.80 × 2.09 m5.9 × 6.9 ftB/I Shelves · Large Closet
Utility RoomMain2.15 × 2.09 m7.1 × 6.9 ft—
BathroomMain—2 Pc Bath
BathroomMain2.92 × 2.74 m9.6 × 9.0 ft3 Pc Bath
KitchenUpper2.98 × 3.55 m9.8 × 11.6 ftSlate Flooring · Stainless Steel Appl · Overlook Water
Great RoomUpper6.98 × 6.80 m22.9 × 22.3 ftWindow Floor to Ceiling · Cathedral Ceiling(s) · Floor/Ceil Fireplace
Primary BedroomUpper4.09 × 3.54 m13.4 × 11.6 ftCathedral Ceiling(s) · 5 Pc Ensuite · Overlook Water
Bedroom 2Upper3.34 × 3.71 m11.0 × 12.2 ftDouble Closet · Hardwood Floor
Bedroom 3Upper3.12 × 3.71 m10.2 × 12.2 ftDouble Closet · Hardwood Floor
BathroomUpper3.23 × 1.59 m10.6 × 5.2 ft4 Pc Bath
BathroomUpper4.17 × 2.84 m13.7 × 9.3 ft5 Pc Bath
Dining RoomUpper3.82 × 3.57 m12.5 × 11.7 ftSlate Flooring · Cathedral Ceiling(s) · W/O To Deck

Features

  • Carpet Free
  • Central Vacuum
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Water Heater Owned
  • Water Softener
  • Water Treatment
  • ERV/HRV
  • Generator - Full
  • Water Purifier

Property details

Property

Property type
detached
Bedrooms
6
Bathrooms
4
Interior size
3,000 sq ft
Year built
16-30
Lot size
123 × 195 ft
Possession
TBD

Interior

Heating
Forced Air · Propane
Cooling
Central Air
Fireplaces
2
Exposure
South

Exterior & services

Construction
Concrete, Other
Garage
Detached
Parking spaces
8
Sewer
Septic

Costs

List price
$699,000
Property taxes
$5,324 / year (2026)
Price per sq ft
$233
Rental items
Propane Tank

Listing

MLS® number
N13690844
Status
For sale
Listed
August 19, 2026
Days on market
78
Last updated
August 20, 2026
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Price & sale history

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Mortgage estimate

Down payment6.4% · minimum $44,900
$44,900
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$3,616.63
Property tax (est.)
$443.66
Estimated monthly
$4,060

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$10,455
Total due on closing
$10,455

An estimate on the asking price of $699,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of REMAX YOUR COMMUNITY REALTY. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$699,000

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