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For saleMLS® N13418228

98 Mcrae Beach Road S, Georgina, ON L0E 1N0

Virginia · L0E 1N0

$5,499,000

$1,100 / sq ft

4 months on market

Bedrooms
5
Bathrooms
6
Interior
5,000 sf
Parking
19
Lot
98.35 × 206.11 ft
Age
0-5 years

What's special

  • Attached garage
  • Central air
  • Fireplace
  • Newly built
  • Erv/hrv
  • Generator - full
  • In-law suite
  • Storage

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About this property

An extraordinary custom-built waterfront estate on Lake Simcoe offering over 5,500 sqft of uncompromising luxury on a private half-acre lot w 100ft of coveted west-facing shoreline & breathtaking sunsets. Designed for those who appreciate exceptional craftsmanship, this brand-new residence showcases only the finest materials and commercial-grade German-engineered windows and doors that frame spectacular lake views T/O.A grand foyer welcomes you into an impressive open-concept design featuring soaring 21ft clngs & seamless flow from the F.R to the designer kitchen & sunroom. The stunning floor-to-ceiling gas F.P. feature wall & dramatic 19-foot window create a breathtaking focal point while capturing endless waterfront views.The chef-inspired kitchen is designed for entertaining, highlighted by a 10ft waterfall granite island & premium finishes. A main-floor guest suite w spa-inspired heated-floor bath offers comfort & privacy w stunning lake vistas. The den & office are enhanced by a double-sided F.P., creating an elegant & functional workspace.The upper level features 4 spacious bedrooms, ea w a private ensuite & heated floors. The luxurious primary retreat offers a designer W.I.closet w center island, spa-inspired ensuite, & W/O to a composite deck ovrlking the lake. A second-floor laund rm w coffee station adds convenience.Additional features include 7" engineered oak hardwd flooring, LED pot lights, valance lighting, solid-core doors, automated wrought-iron gates, sprinkler system, whole-home alarm, surge protection, whole house backup genratr, & direct access to the insulated 5-car gar.Outdoor living is equally impressive with a state-of-the-art outdoor kit, 56' seasonal dock, marine rail, winch system, & a dry boathouse complete w kitchenette, Trusscore finishes, & sep electrical panels.A rare opportunity to own a spectacular year-round waterfront retreat where luxury, privacy, & unforgettable sunsets converge on one of Lake Simcoe's most coveted shorelines.

Rooms

13 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
FoyerMain7.19 × 5.64 m23.6 × 18.5 ftPorcelain Floor · Cathedral Ceiling(s) · Open Concept
Family RoomMain7.80 × 6.30 m25.6 × 20.7 ftPorcelain Floor · Floor/Ceil Fireplace · Overlook Water
KitchenMain5.54 × 3.94 m18.2 × 12.9 ftPorcelain Floor · B/I Appliances · Overlook Water
BreakfastMain6.02 × 3.89 m19.8 × 12.8 ftPorcelain Floor · Centre Island · Overlook Water
SunroomMain5.94 × 3.51 m19.5 × 11.5 ftPorcelain Floor · Overlooks Garden · Overlook Water
BedroomMain4.57 × 3.96 m15.0 × 13.0 ftHardwood Floor · 4 Pc Ensuite · Overlook Water
DenMain4.52 × 3.89 m14.8 × 12.8 ftHardwood Floor · 2 Way Fireplace · Overlooks Garden
OfficeMain4.52 × 4.52 m14.8 × 14.8 ftHardwood Floor · 2 Way Fireplace · B/I Bookcase
LaundrySecond4.40 × 2.36 m14.4 × 7.7 ftHardwood Floor · Porcelain Floor · Quartz Counter
Primary BedroomSecond7.92 × 5.97 m26.0 × 19.6 ftHardwood Floor · 7 Pc Ensuite · W/O To Deck
Bedroom 2Second4.42 × 4.09 m14.5 × 13.4 ftHardwood Floor · 3 Pc Ensuite · Heated Floor
Bedroom 3Second4.57 × 3.73 m15.0 × 12.2 ftHardwood Floor · 3 Pc Ensuite · Heated Floor
Bedroom 4Second3.76 × 3.35 m12.3 × 11.0 ftHardwood Floor · 3 Pc Ensuite · Heated Floor

Features

  • ERV/HRV
  • Generator - Full
  • In-Law Suite
  • Storage
  • Sump Pump
  • Upgraded Insulation
  • Water Heater Owned
  • Water Treatment
  • Auto Garage Door Remote
  • Built-In Oven
  • Water Purifier
  • Water Softener
  • Bar Fridge
  • Carpet Free

Property details

Property

Property type
detached
Bedrooms
5
Bathrooms
6
Interior size
5,000 sq ft
Year built
0-5
Lot size
98.35 × 206.11 ft
Zoning
Residential
Possession
Flexible

Interior

Basement
Crawl Space
Heating
Forced Air · Gas
Cooling
Central Air
Fireplaces
1
Exposure
West

Exterior & services

Construction
Stone, Stucco (Plaster)
Garage
Attached
Parking spaces
19
Water
Drilled Well
Sewer
Septic

Costs

List price
$5,499,000
Property taxes
$25,883 / year (2026)
Price per sq ft
$1,100

Listing

MLS® number
N13418228
Status
For sale
Listed
June 9, 2026
Days on market
149
Last updated
August 20, 2026
Listing brokerage
CECILIA DEFREITAS FINE HOMES LTD.

Price & sale history

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced above most comparable listings — about 100% of comparable detached listings in Virginia are asking less.

$500KMedian $998K$1.58M
This home
$1,100 / sq ft
Comparable median
$665 / sq ft

Based on 17 comparable active detached listings in Virginia. These are asking prices, not sale prices.

Mortgage estimate

Down payment20.0% · minimum $1,099,800
$1,099,800
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$24,323.93
Property tax (est.)
$2,156.88
Estimated monthly
$26,481

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$123,950
Total due on closing
$123,950

An estimate on the asking price of $5,499,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of CECILIA DEFREITAS FINE HOMES LTD.. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$5,499,000

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