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For saleMLS® C14095342

21 Earl Street 323, Toronto, ON M4Y 3C8

North St. James Town · C08 · M4Y 3C8

$495,000

+ $633/mo maintenance$990 / sq ft

2 weeks on market

Bedrooms
1
Bathrooms
1
Interior
500 sf
Age
16-30 years

What's special

  • Balcony
  • South exposure
  • Central air
  • Pets with restrictions
  • Common elements, Building insurance included

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About this property

Earl Lofts is a gated, low-rise condominium on a quiet, tree-lined street near Jarvis and Bloor. This 1 bedroom loft has 17-foot ceilings and a grand two-storey south-facing window that fills the open-concept living space with natural light throughout the day, and the light carries up to the bedroom. The kitchen peninsula looks over the living area, so cooking, dining, and entertaining all share the same bright room. A small south-facing balcony adds a spot for fresh air. Convenient transportation and great restaurants nearby.

Rooms

4 rooms. Dimensions as published by the listing brokerage.

Room dimensions and features
RoomLevelDimensionsFeatures
KitchenMain4.00 × 3.10 m13.1 × 10.2 ftStainless Steel Appl
Family RoomMain2.70 × 2.50 m8.9 × 8.2 ftW/O To Balcony
Dining RoomMain3.00 × 2.50 m9.8 × 8.2 ft—
BedroomSecond3.90 × 2.85 m12.8 × 9.4 ft4 Pc Ensuite

Features

  • None

Property details

Property

Property type
condo apartment
Bedrooms
1
Bathrooms
1
Interior size
500 sq ft
Year built
16-30
Possession
60/90/Flexible

Interior

Heating
Forced Air · Gas
Cooling
Central Air
Exposure
South
Balcony
Open

Exterior & services

Construction
Concrete, Stucco (Plaster)

Condominium

Corporation
1635 TSCP
Property manager
Nadlan-Harris Property Management Inc.
Pets
Yes-with Restrictions
Fee includes
Common Elements Included, Building Insurance Included

Costs

List price
$495,000
Property taxes
$2,440 / year (2026)
Maintenance fee
$633 / month
Price per sq ft
$990

Listing

MLS® number
C14095342
Status
For sale
Listed
October 19, 2026
Days on market
16
Last updated
October 19, 2026
Listing brokerage
EXP REALTY

Price & sale history

This property's sale history is hidden

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Before you make an offer

What this home costs beyond the asking price, and how that price compares to what else is on the market.

How this price compares

This home is priced below most comparable listings — about 13% of comparable condo apartment listings in North St. James Town are asking less.

$464KMedian $664K$1.22M
This home
$990 / sq ft
Comparable median
$961 / sq ft

Based on 38 comparable active condo apartment listings in North St. James Town. These are asking prices, not sale prices.

Mortgage estimate

Down payment5.0% · minimum $24,750
$24,750
Interest rate5-year fixed, illustrative only
4.49%
Amortization
Principal & interest
$2,600.09
Property tax (est.)
$203.34
Maintenance fee
$632.94
Estimated monthly
$3,436

Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.

Land transfer tax

Payable on closing, on top of the purchase price.

Ontario
$6,375
Toronto municipal
$6,375
Total due on closing
$12,750

An estimate on the asking price of $495,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.

Listing courtesy of EXP REALTY. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.

$495,000

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