63
34
$39,000
+$427/mo fees1052 RAT BAY Road 107-3, Lake of Bays, ON P1H 2J6
Franklin
2 bd
2 ba
900 sf
4
6 months on marketMLS® X12825826
Listing courtesy of Chestnut Park Real Estate
Franklin · P1H 2J6
$38,900
+ $427/mo maintenance$43 / sq ft18 months on market
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Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.
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What this home costs beyond the asking price, and how that price compares to what else is on the market.
This home is priced in line with comparable listings — about 37% of comparable other listings in Franklin are asking less.
Based on 19 comparable active other listings in Franklin. These are asking prices, not sale prices.
Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.
Payable on closing, on top of the purchase price.
An estimate on the asking price of $38,900. Rates current as of September 2026; confirm the final figure with your real estate lawyer.
Listing courtesy of Chestnut Park Real Estate. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.
Listing courtesy of Chestnut Park Real Estate
$39,000
+$427/mo feesFranklin
Listing courtesy of Chestnut Park Real Estate
$40,000
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Listing courtesy of Chestnut Park Real Estate
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Listing courtesy of Chestnut Park Real Estate
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Listing courtesy of Chestnut Park Real Estate
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Listing courtesy of Chestnut Park Real Estate
