Rural Tay · L0K 2A0
$599,000
$856 / sq ft3 months on market
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Discover affordable waterfront living on the breathtaking shores of Georgian Bay in the peaceful community of Victoria Harbour. Tucked away at the end of a quiet dead-end street, this charming 2-bedroom, 1-bathroom cottage offers an incredible opportunity to own a slice of Georgian Bay at an accessible price point - whether you're searching for a year-round home, weekend getaway, or family cottage retreat. Set on an impressive 76 x 294 ft lot with 76 feet of private waterfront, this property is designed for enjoying the outdoors. Spend your days boating, fishing, kayaking, or paddle boarding from the brand-new 100-foot dock (2024) leading to a spacious 180 sq ft waterfront platform. Relax on the sandy shoreline, cook in the outdoor kitchen, or unwind in the standout enclosed hexagon gazebo - a cozy all-season space perfect for morning coffee, evening drinks, games night, or enjoying waterfront views no matter the weather. The property also features a newly built bunkie (2025), three storage sheds, an additional gazebo, and a large 15 x 12 ft deck platform ideal for entertaining family and friends. Inside, the approximately 900 sq ft cottage is warm, welcoming, and full of character. The spacious living and dining area features a cozy gas fireplace and flows into the functional kitchen, while the separate family room with its own gas fireplace offers extra space to gather and relax after a day on the bay. Two comfortable bedrooms and a 3-piece bathroom complete the layout. Located just 1.5 hours from the GTA and only 10 minutes off HWY 400 for an easy cottage commute. Close to shopping, restaurants, marinas, parks, Tay Shore Trail, and everyday amenities, this is your chance to enjoy the waterfront lifestyle without the premium price tag often found on Georgian Bay. Affordable, private, and packed with outdoor features, this waterfront gem is a rare opportunity you won't want to miss.
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What this home costs beyond the asking price, and how that price compares to what else is on the market.
This home is priced below most comparable listings — about 20% of comparable detached listings in Rural Tay are asking less.
Based on 35 comparable active detached listings in Rural Tay. These are asking prices, not sale prices.
Estimate only. Excludes CMHC insurance premiums, which apply below 20% down, and does not constitute a mortgage approval or an offer of credit.
Payable on closing, on top of the purchase price.
An estimate on the asking price of $599,000. Rates current as of September 2026; confirm the final figure with your real estate lawyer.
Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE. Listing data is provided in part by the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but is not guaranteed accurate. Information is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties. Data is updated every 15 minutes.
Listing courtesy of RE/MAX CROSSTOWN REALTY INC.
$539,900
Rural Tay
Listing courtesy of Team Hawke Realty
$545,000
Rural Tay
Listing courtesy of RE/MAX Georgian Bay Realty Ltd
$699,000
Rural Tay
Listing courtesy of Century 21 B.J. Roth Realty Ltd
$599,000
Rural Tay
Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY
$638,000
Rural Tay
Listing courtesy of Team Hawke Realty